Struct MT296 

pub struct MT296 {
    pub field_20: Field20,
    pub field_21: Field21NoOption,
    pub field_76: Field76,
    pub field_77a: Option<Field77A>,
    pub field_11: Option<Field11>,
    pub field_79: Option<Field79>,
}

MT296: Answers (Category 2 - Financial Institution Transfers)

Purpose

Used to provide answers or responses to various queries and requests related to Category 2 financial institution transfers. This message responds to different types of inquiries, including cancellation requests (MT292) and other operational queries.

Scope

This message is:

• Sent in response to MT292 cancellation requests and other Category 2 inquiries
• Used to provide structured answers with detailed status information
• Contains response codes and explanatory text for institutional transfer queries
• Supports various inquiry types with flexible narrative content
• Essential for treasury operations and institutional transfer management

Key Features

• Query Response: Structured response to various types of institutional transfer inquiries
• Reference Tracking: Links to original query or request message through field 21
• Answer Codes: Field 76 provides structured answers with specific codes
• Status Information: Clear indication of query resolution and outcome
• Flexible Format: Adaptable to different types of institutional transfer inquiries
• Optional Narrative: Field 79 for additional explanatory information

Common Use Cases

• Response to MT292 cancellation requests (accept/reject/partial)
• Status updates on institutional transfer processing
• Inquiry responses about transaction details and settlement status
• Error resolution and clarification messages for treasury operations
• Settlement system status communications
• Correspondent banking operational responses
• Cross-border institutional transfer confirmations

Field Structure

• 20: Sender’s Reference (mandatory) - Reference for this answer message
• 21: Related Reference (mandatory) - Reference to original inquiry/request
• 76: Answers (mandatory) - Structured answer codes and information
• 77A: Optional Query Section (optional) - Additional query details
• 11: MT and Date Reference (optional) - Reference to specific original message
• 79: Narrative (optional) - Additional explanatory text

Field 76 Answer Codes

The Field 76 contains structured answer codes that may include:

• ACCEPTED: Request has been accepted and processed
• REJECTED: Request has been rejected with reason
• PARTIAL: Partial acceptance/processing of request
• PENDING: Request is under review/processing
• COMPLETED: Processing has been completed
• ERROR: Error encountered during processing
• TIMEOUT: Request timed out or expired
• DUPLICATE: Duplicate request detected
• INVALID: Invalid request format or content

Network Validation Rules

• C1 Rule: Field 79 or copy of original message fields may be present, but not both
• Reference Format: All reference fields must follow SWIFT formatting conventions
• Field 11A Format: When present, must have proper format with valid MT reference
• Required Fields: All mandatory fields must be present and non-empty
• Answer Code Validation: Field 76 must contain valid, recognizable answer codes
• Conditional Fields: Optional fields must follow proper conditional logic

Answer Processing Types

Cancellation Responses (to MT292)

• CANC: Cancellation accepted and processed
• RJCT: Cancellation rejected (payment already processed)
• PART: Partial cancellation (only some transactions cancelled)
• NPAY: No payment found matching cancellation request

Status Responses

• ACPT: Message accepted for processing
• PROC: Currently processing
• SETT: Settlement completed
• FAIL: Processing failed

Information Responses

• INFO: Informational response provided
• CONF: Confirmation of status or details
• NFND: Requested information not found
• RSTR: Restricted information (access denied)

Processing Considerations

• Timely Response: Should be sent promptly after receiving inquiry
• Accurate Status: Must reflect current and accurate status information
• Clear Communication: Answer codes should be unambiguous
• Audit Trail: Maintains record of all query-response interactions
• Follow-up: May trigger additional operational actions

SRG2025 Status

• Structural Changes: None - MT296 format remains unchanged in SRG2025
• Validation Updates: Enhanced validation for institutional transfer responses
• Processing Improvements: Improved validation for answer code consistency
• Compliance Notes: Better integration with modern settlement systems

Integration Considerations

• Banking Systems: Compatible with treasury management and customer service systems
• API Integration: RESTful API support for modern institutional transfer response platforms
• Processing Requirements: Supports real-time response generation with audit capabilities
• Compliance Integration: Built-in validation for regulatory response requirements

Relationship to Other Messages

• Triggers: Directly triggered by MT292 cancellation requests and Category 2 inquiries
• Responses: Provides definitive responses to institutional transfer requests
• Related: Works with Category 2 messages and operational workflow systems
• Alternatives: Direct system notifications for internal processing status updates
• Status Updates: Final response message in institutional transfer inquiry lifecycle

Fields

field_20: Field20

field_21: Field21NoOption

field_76: Field76

field_77a: Option<Field77A>

field_11: Option<Field11>

field_79: Option<Field79>

Implementations

impl MT296

pub fn validate() -> &'static str

Get validation rules for this message type

Trait Implementations

impl Clone for MT296

fn clone(&self) -> MT296

Returns a duplicate of the value.

fn clone_from(&mut self, source: &Self)

Performs copy-assignment from source.

impl Debug for MT296

fn fmt(&self, f: &mut Formatter<'_>) -> Result

Formats the value using the given formatter.

impl<'de> Deserialize<'de> for MT296

fn deserialize<__D>(__deserializer: __D) -> Result<Self, __D::Error>

where __D: Deserializer<'de>,

Deserialize this value from the given Serde deserializer.

impl PartialEq for MT296

fn eq(&self, other: &MT296) -> bool

Tests for self and other values to be equal, and is used by ==.

fn ne(&self, other: &Rhs) -> bool

Tests for !=. The default implementation is almost always sufficient, and should not be overridden without very good reason.

impl Serialize for MT296

fn serialize<__S>(&self, __serializer: __S) -> Result<__S::Ok, __S::Error>

where __S: Serializer,

Serialize this value into the given Serde serializer.

impl SwiftMessageBody for MT296

fn message_type() -> &'static str

Get the message type identifier (e.g., “103”, “202”)

fn from_fields( fields: HashMap<String, Vec<(String, usize)>>, ) -> SwiftResult<Self>

Create from field map with sequential consumption tracking

fn from_fields_with_config( fields: HashMap<String, Vec<(String, usize)>>, config: &ParserConfig, ) -> Result<ParseResult<Self>, ParseError>

Create from field map with configuration for error collection

fn to_fields(&self) -> HashMap<String, Vec<String>>

Convert to field map

fn required_fields() -> Vec<&'static str>

Get required field tags for this message type

fn optional_fields() -> Vec<&'static str>

Get optional field tags for this message type

fn to_ordered_fields(&self) -> Vec<(String, String)>

Convert to ordered field list for MT serialization Returns fields in the correct sequence order for multi-sequence messages

impl StructuralPartialEq for MT296