Struct BankingCustomer 

pub struct BankingCustomer {

    pub customer_id: Uuid,
    pub customer_type: BankingCustomerType,
    pub name: CustomerName,
    pub persona: Option<PersonaVariant>,
    pub residence_country: String,
    pub citizenship_country: Option<String>,
    pub date_of_birth: Option<NaiveDate>,
    pub tax_id: Option<String>,
    pub national_id: Option<String>,
    pub passport_number: Option<String>,
    pub onboarding_date: NaiveDate,
    pub kyc_profile: KycProfile,
    pub risk_tier: RiskTier,
    pub account_ids: Vec<Uuid>,
    pub relationships: Vec<CustomerRelationship>,
    pub beneficial_owners: Vec<BeneficialOwner>,
    pub email: Option<String>,
    pub phone: Option<String>,
    pub address_line1: Option<String>,
    pub address_line2: Option<String>,
    pub city: Option<String>,
    pub state: Option<String>,
    pub postal_code: Option<String>,
    pub is_active: bool,
    pub is_pep: bool,
    pub pep_category: Option<PepCategory>,
    pub industry_code: Option<String>,
    pub industry_description: Option<String>,
    pub household_id: Option<Uuid>,
    pub last_kyc_review: Option<NaiveDate>,
    pub next_kyc_review: Option<NaiveDate>,
    pub is_mule: bool,
    pub kyc_truthful: bool,
    pub true_source_of_funds: Option<SourceOfFunds>,
}

A banking customer with full KYC information.

Fields

customer_id: Uuid

Unique customer identifier

customer_type: BankingCustomerType

Customer type (retail, business, trust)

name: CustomerName

Customer name

persona: Option<PersonaVariant>

Behavioral persona

residence_country: String

Country of residence (ISO 3166-1 alpha-2)

citizenship_country: Option<String>

Country of citizenship (for individuals)

date_of_birth: Option<NaiveDate>

Date of birth (for individuals) or incorporation (for entities)

tax_id: Option<String>

Tax identification number

national_id: Option<String>

National ID number

passport_number: Option<String>

Passport number

onboarding_date: NaiveDate

Customer onboarding date

kyc_profile: KycProfile

KYC profile with expected activity

risk_tier: RiskTier

Risk tier assigned

account_ids: Vec<Uuid>

Account IDs owned by this customer

relationships: Vec<CustomerRelationship>

Relationships with other customers

beneficial_owners: Vec<BeneficialOwner>

Beneficial owners (for entities/trusts)

email: Option<String>

Primary contact email

phone: Option<String>

Primary contact phone

address_line1: Option<String>

Address line 1

address_line2: Option<String>

Address line 2

city: Option<String>

City

state: Option<String>

State/province

postal_code: Option<String>

Postal code

is_active: bool

Whether customer is active

is_pep: bool

Whether customer is a PEP (Politically Exposed Person)

pep_category: Option<PepCategory>

PEP category if applicable

industry_code: Option<String>

Industry/occupation (NAICS code for businesses)

industry_description: Option<String>

Industry description

household_id: Option<Uuid>

Household ID for linked retail customers

last_kyc_review: Option<NaiveDate>

Date of last KYC review

next_kyc_review: Option<NaiveDate>

Next scheduled KYC review

is_mule: bool

Whether this is a mule account (ground truth)

kyc_truthful: bool

Whether KYC information is truthful

true_source_of_funds: Option<SourceOfFunds>

True source of funds if different from declared

Implementations

impl BankingCustomer

pub fn new_retail( customer_id: Uuid, first_name: &str, last_name: &str, residence_country: &str, onboarding_date: NaiveDate, ) -> Self

Create a new retail customer.

pub fn new_business( customer_id: Uuid, legal_name: &str, residence_country: &str, onboarding_date: NaiveDate, ) -> Self

Create a new business customer.

pub fn with_persona(self, persona: PersonaVariant) -> Self

Set the persona.

pub fn with_risk_tier(self, tier: RiskTier) -> Self

Set the risk tier.

pub fn add_account(&mut self, account_id: Uuid)

Add an account.

pub fn add_relationship(&mut self, relationship: CustomerRelationship)

Add a relationship.

pub fn add_beneficial_owner(&mut self, owner: BeneficialOwner)

Add a beneficial owner.

pub fn calculate_risk_score(&self) -> u8

Calculate composite risk score.

Trait Implementations

impl Clone for BankingCustomer

fn clone(&self) -> BankingCustomer

Returns a duplicate of the value.

fn clone_from(&mut self, source: &Self)

Performs copy-assignment from source.

impl Debug for BankingCustomer

fn fmt(&self, f: &mut Formatter<'_>) -> Result

Formats the value using the given formatter.

impl<'de> Deserialize<'de> for BankingCustomer

fn deserialize<__D>(__deserializer: __D) -> Result<Self, __D::Error>

where __D: Deserializer<'de>,

Deserialize this value from the given Serde deserializer.

impl Serialize for BankingCustomer

fn serialize<__S>(&self, __serializer: __S) -> Result<__S::Ok, __S::Error>

where __S: Serializer,

Serialize this value into the given Serde serializer.