<?xml version="1.0" encoding="UTF-8" standalone="yes"?>
<definitions namespace="https://dsntk.io"
name="compliance-level-3-test-0004"
id="_52650d27-fc13-463e-a55a-2080e8a1c8da"
xmlns="https://www.omg.org/spec/DMN/20191111/MODEL/"
xmlns:di="http://www.omg.org/spec/DMN/20180521/DI/"
xmlns:dmndi="https://www.omg.org/spec/DMN/20191111/DMNDI/"
xmlns:dc="http://www.omg.org/spec/DMN/20180521/DC/">
<itemDefinition name="tEligibility">
<typeRef>string</typeRef>
<allowedValues>
<text>"INELIGIBLE", "ELIGIBLE"</text>
</allowedValues>
</itemDefinition>
<itemDefinition name="tBureauCallType">
<typeRef>string</typeRef>
<allowedValues>
<text>"FULL", "MINI", "NONE"</text>
</allowedValues>
</itemDefinition>
<itemDefinition name="tStrategy">
<typeRef>string</typeRef>
<allowedValues>
<text>"DECLINE", "BUREAU", "THROUGH"</text>
</allowedValues>
</itemDefinition>
<itemDefinition name="tRiskCategory">
<typeRef>string</typeRef>
<allowedValues>
<text>"DECLINE", "HIGH", "MEDIUM", "LOW", "VERY LOW"</text>
</allowedValues>
</itemDefinition>
<itemDefinition name="tRouting">
<typeRef>string</typeRef>
<allowedValues>
<text>"DECLINE", "REFER", "ACCEPT"</text>
</allowedValues>
</itemDefinition>
<itemDefinition name="tBureauData">
<itemComponent name="CreditScore">
<typeRef>number</typeRef>
<allowedValues>
<text>[0..999], null</text>
</allowedValues>
</itemComponent>
<itemComponent name="Bankrupt">
<typeRef>boolean</typeRef>
</itemComponent>
</itemDefinition>
<itemDefinition name="tAdjudication">
<typeRef>string</typeRef>
<allowedValues>
<text>"DECLINE", "ACCEPT"</text>
</allowedValues>
</itemDefinition>
<itemDefinition name="tApplicantData">
<itemComponent name="Monthly">
<itemComponent name="Income">
<typeRef>number</typeRef>
</itemComponent>
<itemComponent name="Expenses">
<typeRef>number</typeRef>
</itemComponent>
<itemComponent name="Repayments">
<typeRef>number</typeRef>
</itemComponent>
</itemComponent>
<itemComponent name="Age">
<typeRef>number</typeRef>
</itemComponent>
<itemComponent name="ExistingCustomer">
<typeRef>boolean</typeRef>
</itemComponent>
<itemComponent name="MaritalStatus">
<typeRef>string</typeRef>
<allowedValues>
<text>"S","M"</text>
</allowedValues>
</itemComponent>
<itemComponent name="EmploymentStatus">
<typeRef>string</typeRef>
<allowedValues>
<text>"EMPLOYED","SELF-EMPLOYED","STUDENT","UNEMPLOYED"</text>
</allowedValues>
</itemComponent>
</itemDefinition>
<itemDefinition name="tRequestedProduct">
<itemComponent name="ProductType">
<typeRef>string</typeRef>
<allowedValues>
<text>"STANDARD LOAN", "SPECIAL LOAN"</text>
</allowedValues>
</itemComponent>
<itemComponent name="Amount">
<typeRef>number</typeRef>
</itemComponent>
<itemComponent name="Rate">
<typeRef>number</typeRef>
</itemComponent>
<itemComponent name="Term">
<typeRef>number</typeRef>
</itemComponent>
</itemDefinition>
<decision name="BureauCallType" id="d_BureauCallType">
<variable typeRef="tBureauCallType" name="BureauCallType"/>
<informationRequirement id="_77738833-38e6-4520-8774-d907958edb38">
<requiredDecision href="#d_Pre-bureauRiskCategory"/>
</informationRequirement>
<knowledgeRequirement id="_2f3951c1-e9d0-4f66-940b-21aea6bd6b6f">
<requiredKnowledge href="#b_BureauCallTypeTable"/>
</knowledgeRequirement>
<invocation>
<literalExpression>
<text>BureauCallTypeTable</text>
</literalExpression>
<binding>
<parameter typeRef="tRiskCategory" name="Pre-bureauRiskCategory" id="_65deeb90-626c-4cce-9485-eae9455b2194"/>
<literalExpression>
<text>Pre-bureauRiskCategory</text>
</literalExpression>
</binding>
</invocation>
</decision>
<decision name="Strategy" id="d_Strategy">
<question>Is credit bureau call required?</question>
<allowedAnswers>Yes (BUREAU) or No (DECLINE, THROUGH)</allowedAnswers>
<variable typeRef="tStrategy" name="Strategy"/>
<informationRequirement id="a451ac15-800a-4021-bad0-7371ceaf77a8">
<requiredDecision href="#d_BureauCallType"/>
</informationRequirement>
<informationRequirement id="_35e8b3c9-f9bd-4667-ad8f-4f6e08ae83da">
<requiredDecision href="#d_Eligibility"/>
</informationRequirement>
<decisionTable outputLabel="Strategy">
<input id="_09a4cf3d-54fa-4232-ada0-e291c67a16c0" label="Eligibility">
<inputExpression typeRef="string">
<text>Eligibility</text>
</inputExpression>
<inputValues>
<text>"ELIGIBLE", "INELIGIBLE"</text>
</inputValues>
</input>
<input id="_f3816132-3cf1-4414-ab6b-0ed875a5fa1b" label="Bureau Call">
<inputExpression typeRef="string">
<text>BureauCallType</text>
</inputExpression>
<inputValues>
<text>"FULL", "MINI", "NONE"</text>
</inputValues>
</input>
<output id="_8c01b3c4-216d-4db4-8c5b-4375e6f524be">
<outputValues>
<text>"DECLINE", "THROUGH", "BUREAU"</text>
</outputValues>
</output>
<rule id="_cc1cbffe-d1fe-4646-bc2e-df2bf08cb661">
<inputEntry id="_cc1cbffe-d1fe-4646-bc2e-df2bf08cb661-0">
<text>"INELIGIBLE"</text>
</inputEntry>
<inputEntry id="_cc1cbffe-d1fe-4646-bc2e-df2bf08cb661-1">
<text>-</text>
</inputEntry>
<outputEntry id="_cc1cbffe-d1fe-4646-bc2e-df2bf08cb661-2">
<text>"DECLINE"</text>
</outputEntry>
</rule>
<rule id="_fbe095b9-b6b8-42f8-b980-3db4fb2dbe12">
<inputEntry id="_fbe095b9-b6b8-42f8-b980-3db4fb2dbe12-0">
<text>"ELIGIBLE"</text>
</inputEntry>
<inputEntry id="_fbe095b9-b6b8-42f8-b980-3db4fb2dbe12-1">
<text>"FULL","MINI"</text>
</inputEntry>
<outputEntry id="_fbe095b9-b6b8-42f8-b980-3db4fb2dbe12-2">
<text>"BUREAU"</text>
</outputEntry>
</rule>
<rule id="_9af79b26-005f-4855-a66c-88401349bb72">
<inputEntry id="_9af79b26-005f-4855-a66c-88401349bb72-0">
<text>"ELIGIBLE"</text>
</inputEntry>
<inputEntry id="_9af79b26-005f-4855-a66c-88401349bb72-1">
<text>"NONE"</text>
</inputEntry>
<outputEntry id="_9af79b26-005f-4855-a66c-88401349bb72-2">
<text>"THROUGH"</text>
</outputEntry>
</rule>
</decisionTable>
</decision>
<decision name="Eligibility" id="d_Eligibility">
<variable typeRef="tEligibility" name="Eligibility"/>
<informationRequirement id="_53bb075b-376a-4062-b5c1-df7d3e5f55ca">
<requiredDecision href="#d_Pre-bureauAffordability"/>
</informationRequirement>
<informationRequirement id="ea46179b-d396-4d3e-a199-f921defdca0b">
<requiredDecision href="#d_Pre-bureauRiskCategory"/>
</informationRequirement>
<informationRequirement id="_1f8ee776-38ba-4d46-ba4a-e2b0068aa8fb">
<requiredInput href="#i_ApplicantData"/>
</informationRequirement>
<knowledgeRequirement id="ac7d9a3c-370a-413d-9e0f-6cb6aa1fb28c">
<requiredKnowledge href="#b_EligibilityRules"/>
</knowledgeRequirement>
<invocation>
<literalExpression>
<text>EligibilityRules</text>
</literalExpression>
<binding>
<parameter typeRef="boolean" name="Pre-bureauAffordability" id="_83d27025-44c2-4bb2-8747-ae3d40e97f25"/>
<literalExpression>
<text>Pre-bureauAffordability</text>
</literalExpression>
</binding>
<binding>
<parameter typeRef="tRiskCategory" name="Pre-bureauRiskCategory" id="_b5fe2d0c-1d71-4c98-b0c6-a821b854ffc4"/>
<literalExpression>
<text>Pre-bureauRiskCategory</text>
</literalExpression>
</binding>
<binding>
<parameter typeRef="number" name="Age" id="_87021512-68d6-40ba-a159-165a701c197b"/>
<literalExpression>
<text>ApplicantData.Age</text>
</literalExpression>
</binding>
</invocation>
</decision>
<decision name="Pre-bureauRiskCategory" id="d_Pre-bureauRiskCategory">
<variable typeRef="tRiskCategory" name="Pre-bureauRiskCategory"/>
<informationRequirement id="_03407f4c-6cb9-41c4-96e5-5b55b16b2b9e">
<requiredDecision href="#d_ApplicationRiskScore"/>
</informationRequirement>
<informationRequirement id="_7119c0fe-e8ac-4b5f-ab67-f31765d79676">
<requiredInput href="#i_ApplicantData"/>
</informationRequirement>
<knowledgeRequirement id="_12af3f79-ac6e-40df-8354-6a8f5a6e1d99">
<requiredKnowledge href="#b_Pre-bureauRiskCategoryTable"/>
</knowledgeRequirement>
<invocation>
<literalExpression>
<text>Pre-bureauRiskCategoryTable</text>
</literalExpression>
<binding>
<parameter typeRef="boolean" name="ExistingCustomer" id="_a4ffd56c-aca1-4cf0-84e0-44fefecb5f48"/>
<literalExpression>
<text>ApplicantData.ExistingCustomer</text>
</literalExpression>
</binding>
<binding>
<parameter typeRef="number" name="ApplicationRiskScore" id="_eb561110-cd9a-4f96-9170-f32b2e6c13f6"/>
<literalExpression>
<text>ApplicationRiskScore</text>
</literalExpression>
</binding>
</invocation>
</decision>
<decision name="Post-bureauRiskCategory" id="d_Post-bureauRiskCategory">
<variable typeRef="tRiskCategory" name="Post-bureauRiskCategory"/>
<informationRequirement id="a0a68746-9fcb-424d-82d8-a7ddfca8ef09">
<requiredDecision href="#d_ApplicationRiskScore"/>
</informationRequirement>
<informationRequirement id="dba7ef7a-de7c-4ae4-b51d-380bb97a02b0">
<requiredInput href="#i_BureauData"/>
</informationRequirement>
<informationRequirement id="_02016e20-0b48-429c-ba23-a9813586bf10">
<requiredInput href="#i_ApplicantData"/>
</informationRequirement>
<knowledgeRequirement id="_21c8cfce-c84b-44d4-a4b2-efa8753764ad">
<requiredKnowledge href="#b_Post-bureauRiskCategoryTable"/>
</knowledgeRequirement>
<invocation>
<literalExpression>
<text>Post-bureauRiskCategoryTable</text>
</literalExpression>
<binding>
<parameter typeRef="boolean" name="ExistingCustomer" id="_a5eee7ca-e12f-49fe-80cb-54a7a5a7912e"/>
<literalExpression>
<text>ApplicantData.ExistingCustomer</text>
</literalExpression>
</binding>
<binding>
<parameter typeRef="number" name="CreditScore" id="_980eaa9b-461d-49fd-bfc0-d115e8261b8b"/>
<literalExpression>
<text>BureauData.CreditScore</text>
</literalExpression>
</binding>
<binding>
<parameter typeRef="number" name="ApplicationRiskScore" id="_222a3f84-eb98-439a-8ea8-6c1460760769"/>
<literalExpression>
<text>ApplicationRiskScore</text>
</literalExpression>
</binding>
</invocation>
</decision>
<decision name="ApplicationRiskScore" id="d_ApplicationRiskScore">
<variable typeRef="number" name="ApplicationRiskScore"/>
<informationRequirement id="_5725eb58-4c7e-4eb6-81c9-26f2fcf2f11c">
<requiredInput href="#i_ApplicantData"/>
</informationRequirement>
<knowledgeRequirement id="_7c920d98-765e-46ea-bc60-b70ddff0b305">
<requiredKnowledge href="#b_ApplicationRiskScoreModel"/>
</knowledgeRequirement>
<invocation>
<literalExpression>
<text>ApplicationRiskScoreModel</text>
</literalExpression>
<binding>
<parameter typeRef="number" name="Age" id="_624532fc-b467-4118-a6d9-498d2891e654"/>
<literalExpression>
<text>ApplicantData.Age</text>
</literalExpression>
</binding>
<binding>
<parameter typeRef="string" name="MaritalStatus" id="_a90e9150-f937-446c-94e3-14b13deb1aa7"/>
<literalExpression>
<text>ApplicantData.MaritalStatus</text>
</literalExpression>
</binding>
<binding>
<parameter typeRef="string" name="EmploymentStatus" id="_794f4a7e-a4de-4777-b7b6-5f83df6584dd"/>
<literalExpression>
<text>ApplicantData.EmploymentStatus</text>
</literalExpression>
</binding>
</invocation>
</decision>
<decision name="Pre-bureauAffordability" id="d_Pre-bureauAffordability">
<variable typeRef="boolean" name="Pre-bureauAffordability"/>
<informationRequirement id="aff5f966-66f8-4d24-916f-ac328d4a4909">
<requiredDecision href="#d_RequiredMonthlyInstallment"/>
</informationRequirement>
<informationRequirement id="b29e5047-4920-44a9-b4d6-e329e19cedff">
<requiredDecision href="#d_Pre-bureauRiskCategory"/>
</informationRequirement>
<informationRequirement id="ef6b94db-e806-40e5-8960-a65ecf47587a">
<requiredInput href="#i_ApplicantData"/>
</informationRequirement>
<knowledgeRequirement id="_27c5c77a-97f9-4bdb-8a1c-8882ef9a64a8">
<requiredKnowledge href="#b_AffordabilityCalculation"/>
</knowledgeRequirement>
<invocation>
<literalExpression>
<text>AffordabilityCalculation</text>
</literalExpression>
<binding>
<parameter typeRef="number" name="MonthlyIncome" id="_688a5d35-c0d1-4faa-b411-2ac96e5db3f2"/>
<literalExpression>
<text>ApplicantData.Monthly.Income</text>
</literalExpression>
</binding>
<binding>
<parameter typeRef="number" name="MonthlyRepayments" id="_fe44410f-d02b-44c5-b696-0c5a53b3d965"/>
<literalExpression>
<text>ApplicantData.Monthly.Repayments</text>
</literalExpression>
</binding>
<binding>
<parameter typeRef="number" name="MonthlyExpenses" id="_3542be62-0447-45db-850a-55ec1c3c59bd"/>
<literalExpression>
<text>ApplicantData.Monthly.Expenses</text>
</literalExpression>
</binding>
<binding>
<parameter typeRef="string" name="RiskCategory" id="_05524e98-e76d-4109-ac99-f5090cd7bb48"/>
<literalExpression>
<text>Pre-bureauRiskCategory</text>
</literalExpression>
</binding>
<binding>
<parameter typeRef="number" name="RequiredMonthlyInstallment" id="_be179be3-8be2-4abc-81d9-9540abe25e06"/>
<literalExpression>
<text>RequiredMonthlyInstallment</text>
</literalExpression>
</binding>
</invocation>
</decision>
<decision name="Post-bureauAffordability" id="d_Post-bureauAffordability">
<variable typeRef="boolean" name="Post-bureauAffordability"/>
<informationRequirement id="_132b7582-01c9-4771-9aaa-5c7d094f31e3">
<requiredDecision href="#d_RequiredMonthlyInstallment"/>
</informationRequirement>
<informationRequirement id="d3db5abd-9b73-4954-bd1c-48cf4dbe01b5">
<requiredDecision href="#d_Post-bureauRiskCategory"/>
</informationRequirement>
<informationRequirement id="e3214618-2e90-4898-890e-09a361a4a1eb">
<requiredInput href="#i_ApplicantData"/>
</informationRequirement>
<knowledgeRequirement id="_7d3378c9-abb9-4920-b273-6c491ece8055">
<requiredKnowledge href="#b_AffordabilityCalculation"/>
</knowledgeRequirement>
<invocation>
<literalExpression>
<text>AffordabilityCalculation</text>
</literalExpression>
<binding>
<parameter typeRef="number" name="MonthlyIncome" id="_9ddcd6eb-0154-426f-9752-32c9d64471be"/>
<literalExpression>
<text>ApplicantData.Monthly.Income</text>
</literalExpression>
</binding>
<binding>
<parameter typeRef="number" name="MonthlyRepayments" id="_2ed2cf1c-2dff-4bdc-8cc3-92d0fdc38c81"/>
<literalExpression>
<text>ApplicantData.Monthly.Repayments</text>
</literalExpression>
</binding>
<binding>
<parameter typeRef="number" name="MonthlyExpenses" id="_2d0b4728-c40c-4a0c-980c-81156750bfc1"/>
<literalExpression>
<text>ApplicantData.Monthly.Expenses</text>
</literalExpression>
</binding>
<binding>
<parameter typeRef="string" name="RiskCategory" id="_f75ffcc3-cb93-46cc-82ae-bad3a7202e99"/>
<literalExpression>
<text>Post-bureauRiskCategory</text>
</literalExpression>
</binding>
<binding>
<parameter typeRef="number" name="RequiredMonthlyInstallment" id="_0f3e2756-3007-4412-b788-81d01f68399d"/>
<literalExpression>
<text>RequiredMonthlyInstallment</text>
</literalExpression>
</binding>
</invocation>
</decision>
<decision name="RequiredMonthlyInstallment" id="d_RequiredMonthlyInstallment">
<variable typeRef="number" name="RequiredMonthlyInstallment"/>
<informationRequirement id="d3d06d14-04cd-4139-96b7-b04fc496b7c1">
<requiredInput href="#i_RequestedProduct"/>
</informationRequirement>
<knowledgeRequirement id="_9a6f8182-2db4-41cd-8f69-1feff21ae045">
<requiredKnowledge href="#b_InstallmentCalculation"/>
</knowledgeRequirement>
<invocation>
<literalExpression>
<text>InstallmentCalculation</text>
</literalExpression>
<binding>
<parameter typeRef="string" name="ProductType" id="_2e65e0bd-d6d4-4d73-b806-12b4bc853a17"/>
<literalExpression>
<text>RequestedProduct.ProductType</text>
</literalExpression>
</binding>
<binding>
<parameter typeRef="number" name="Rate" id="_ee9f5360-cc2d-4370-b75e-6895002c1c48"/>
<literalExpression>
<text>RequestedProduct.Rate</text>
</literalExpression>
</binding>
<binding>
<parameter typeRef="number" name="Term" id="_b6fddc07-5494-4878-878c-3e1a96fad9fe"/>
<literalExpression>
<text>RequestedProduct.Term</text>
</literalExpression>
</binding>
<binding>
<parameter typeRef="number" name="Amount" id="_84755f4f-3455-4e76-b182-db4c375b9fb3"/>
<literalExpression>
<text>RequestedProduct.Amount</text>
</literalExpression>
</binding>
</invocation>
</decision>
<decision name="Routing" id="d_Routing">
<variable typeRef="tRouting" name="Routing"/>
<informationRequirement id="_215e8649-6226-457c-83cc-1a3470dee477">
<requiredDecision href="#d_Post-bureauAffordability"/>
</informationRequirement>
<informationRequirement id="a38af795-50e0-4933-9ab1-ed7323cb3134">
<requiredDecision href="#d_Post-bureauRiskCategory"/>
</informationRequirement>
<informationRequirement id="_3baca478-66f0-444d-a24d-795815b5b512">
<requiredInput href="#i_BureauData"/>
</informationRequirement>
<knowledgeRequirement id="c79f2249-a6d1-48a1-99ce-878d05f6ae0a">
<requiredKnowledge href="#b_RoutingRules"/>
</knowledgeRequirement>
<invocation>
<literalExpression>
<text>RoutingRules</text>
</literalExpression>
<binding>
<parameter typeRef="boolean" name="Bankrupt" id="_c2ebec2c-0072-47af-9703-e202cf8af50b"/>
<literalExpression>
<text>BureauData.Bankrupt</text>
</literalExpression>
</binding>
<binding>
<parameter typeRef="number" name="CreditScore" id="_a5193c53-bd02-4579-a249-44ed95dd0c3e"/>
<literalExpression>
<text>BureauData.CreditScore</text>
</literalExpression>
</binding>
<binding>
<parameter typeRef="tRiskCategory" name="Post-bureauRiskCategory" id="_4b461288-5d18-44ab-b102-835a91946890"/>
<literalExpression>
<text>Post-bureauRiskCategory</text>
</literalExpression>
</binding>
<binding>
<parameter typeRef="boolean" name="Post-bureauAffordability" id="_8846c6e3-65ff-4d46-87b9-7c7cad86ee67"/>
<literalExpression>
<text>Post-bureauAffordability</text>
</literalExpression>
</binding>
</invocation>
</decision>
<decision name="Adjudication" id="d_Adjudication">
<variable typeRef="tAdjudication" name="Adjudication"/>
<informationRequirement id="b6a62c51-d7e3-423b-b81b-f9d3c889cc7f">
<requiredInput href="#i_BureauData"/>
</informationRequirement>
<informationRequirement id="f81697e3-1b34-4897-b68d-b68d78195d6d">
<requiredInput href="#i_SupportingDocuments"/>
</informationRequirement>
<informationRequirement id="_0b6591d9-ad65-49b4-8bf0-4917536f994d">
<requiredInput href="#i_ApplicantData"/>
</informationRequirement>
<literalExpression>
<text>"ACCEPT"</text>
</literalExpression>
</decision>
<businessKnowledgeModel name="AffordabilityCalculation" id="b_AffordabilityCalculation">
<variable typeRef="boolean" name="AffordabilityCalculation"/>
<encapsulatedLogic>
<formalParameter typeRef="number" name="MonthlyIncome"/>
<formalParameter typeRef="number" name="MonthlyRepayments"/>
<formalParameter typeRef="number" name="MonthlyExpenses"/>
<formalParameter typeRef="tRiskCategory" name="RiskCategory"/>
<formalParameter typeRef="number" name="RequiredMonthlyInstallment"/>
<context>
<contextEntry>
<variable typeRef="number" name="DisposableIncome"/>
<literalExpression>
<text>MonthlyIncome - (MonthlyExpenses + MonthlyRepayments)</text>
</literalExpression>
</contextEntry>
<contextEntry>
<variable typeRef="number" name="CreditContingencyFactor"/>
<invocation>
<literalExpression>
<text>CreditContingencyFactorTable</text>
</literalExpression>
<binding>
<parameter typeRef="tRiskCategory" name="RiskCategory" id="_cfbad925-5470-4165-b7f0-0945cf321889"/>
<literalExpression>
<text>RiskCategory</text>
</literalExpression>
</binding>
</invocation>
</contextEntry>
<contextEntry>
<variable typeRef="boolean" name="Affordability"/>
<literalExpression>
<text>if DisposableIncome * CreditContingencyFactor > RequiredMonthlyInstallment then true
else false
</text>
</literalExpression>
</contextEntry>
<contextEntry>
<literalExpression typeRef="boolean">
<text>Affordability</text>
</literalExpression>
</contextEntry>
</context>
</encapsulatedLogic>
<knowledgeRequirement id="_4591a934-54c5-42ab-83ef-c9168f827a27">
<requiredKnowledge href="#b_CreditContingencyFactorTable"/>
</knowledgeRequirement>
</businessKnowledgeModel>
<businessKnowledgeModel name="CreditContingencyFactorTable" id="b_CreditContingencyFactorTable">
<variable typeRef="number" name="CreditContingencyFactorTable"/>
<encapsulatedLogic>
<formalParameter typeRef="tRiskCategory" name="RiskCategory"/>
<decisionTable outputLabel="CreditContingencyFactorTable">
<input id="_7cdd3950-9a45-41f0-bef0-dc54240fe4c2" label="RiskCategory">
<inputExpression typeRef="string">
<text>RiskCategory</text>
</inputExpression>
<inputValues>
<text>"DECLINE", "HIGH", "LOW", "MEDIUM", "VERY LOW"</text>
</inputValues>
</input>
<output id="_3f5c697d-887c-43b7-abb6-5fa3b27d0824"/>
<rule id="_0fc85427-04a2-4796-8771-a391170b9c13">
<inputEntry id="_0fc85427-04a2-4796-8771-a391170b9c13-0">
<text>"HIGH", "DECLINE"</text>
</inputEntry>
<outputEntry typeRef="number" id="_0fc85427-04a2-4796-8771-a391170b9c13-1">
<text>0.6</text>
</outputEntry>
</rule>
<rule id="_22972ab6-af35-4be0-9bce-965e39f0c7d7">
<inputEntry id="_22972ab6-af35-4be0-9bce-965e39f0c7d7-0">
<text>"MEDIUM"</text>
</inputEntry>
<outputEntry typeRef="number" id="_22972ab6-af35-4be0-9bce-965e39f0c7d7-1">
<text>0.7</text>
</outputEntry>
</rule>
<rule id="_2d46a208-d471-48eb-9ea3-02cfa105fd69">
<inputEntry id="_2d46a208-d471-48eb-9ea3-02cfa105fd69-0">
<text>"LOW", "VERY LOW"</text>
</inputEntry>
<outputEntry typeRef="number" id="_2d46a208-d471-48eb-9ea3-02cfa105fd69-1">
<text>0.8</text>
</outputEntry>
</rule>
</decisionTable>
</encapsulatedLogic>
</businessKnowledgeModel>
<businessKnowledgeModel name="EligibilityRules" id="b_EligibilityRules">
<variable typeRef="string" name="EligibilityRules"/>
<encapsulatedLogic>
<formalParameter typeRef="tRiskCategory" name="Pre-bureauRiskCategory"/>
<formalParameter typeRef="boolean" name="Pre-bureauAffordability"/>
<formalParameter typeRef="number" name="Age"/>
<decisionTable hitPolicy="PRIORITY" outputLabel="EligibilityRules">
<input id="_2bc2f208-6c1d-4411-8a19-c5b424fb8fa9" label="Pre-bureauRiskCategory">
<inputExpression typeRef="string">
<text>Pre-bureauRiskCategory</text>
</inputExpression>
</input>
<input id="_1d794320-6e6c-46bf-b86d-de073822d6f6" label="Pre-bureauAffordability">
<inputExpression typeRef="boolean">
<text>Pre-bureauAffordability</text>
</inputExpression>
</input>
<input id="_876096bc-7329-444a-830b-7bd2a06a7982" label="Age">
<inputExpression typeRef="number">
<text>Age</text>
</inputExpression>
</input>
<output id="_1beb4059-cfc5-4b79-a73d-cdd369ee308a">
<outputValues>
<text>"INELIGIBLE", "ELIGIBLE"</text>
</outputValues>
</output>
<rule id="_3e475ba3-f5a5-407e-95e9-c4081a6d1479">
<inputEntry id="_3e475ba3-f5a5-407e-95e9-c4081a6d1479-0">
<text>"DECLINE"</text>
</inputEntry>
<inputEntry id="_3e475ba3-f5a5-407e-95e9-c4081a6d1479-1">
<text>-</text>
</inputEntry>
<inputEntry id="_3e475ba3-f5a5-407e-95e9-c4081a6d1479-2">
<text>-</text>
</inputEntry>
<outputEntry typeRef="string" id="_3e475ba3-f5a5-407e-95e9-c4081a6d1479-3">
<text>"INELIGIBLE"</text>
</outputEntry>
</rule>
<rule id="_a3e0609d-0176-4920-9fd5-9cd0e51d6335">
<inputEntry id="_a3e0609d-0176-4920-9fd5-9cd0e51d6335-0">
<text>-</text>
</inputEntry>
<inputEntry id="_a3e0609d-0176-4920-9fd5-9cd0e51d6335-1">
<text>false</text>
</inputEntry>
<inputEntry id="_a3e0609d-0176-4920-9fd5-9cd0e51d6335-2">
<text>-</text>
</inputEntry>
<outputEntry typeRef="string" id="_a3e0609d-0176-4920-9fd5-9cd0e51d6335-3">
<text>"INELIGIBLE"</text>
</outputEntry>
</rule>
<rule id="_20ed95e5-71f3-4b61-9bf0-b5f47a2ed3ec">
<inputEntry id="_20ed95e5-71f3-4b61-9bf0-b5f47a2ed3ec-0">
<text>-</text>
</inputEntry>
<inputEntry id="_20ed95e5-71f3-4b61-9bf0-b5f47a2ed3ec-1">
<text>-</text>
</inputEntry>
<inputEntry id="_20ed95e5-71f3-4b61-9bf0-b5f47a2ed3ec-2">
<text><18</text>
</inputEntry>
<outputEntry typeRef="string" id="_20ed95e5-71f3-4b61-9bf0-b5f47a2ed3ec-3">
<text>"INELIGIBLE"</text>
</outputEntry>
</rule>
<rule id="_23369b13-bf65-47ed-b0af-9f2c2c118e52">
<inputEntry id="_23369b13-bf65-47ed-b0af-9f2c2c118e52-0">
<text>-</text>
</inputEntry>
<inputEntry id="_23369b13-bf65-47ed-b0af-9f2c2c118e52-1">
<text>-</text>
</inputEntry>
<inputEntry id="_23369b13-bf65-47ed-b0af-9f2c2c118e52-2">
<text>-</text>
</inputEntry>
<outputEntry typeRef="string" id="_23369b13-bf65-47ed-b0af-9f2c2c118e52-3">
<text>"ELIGIBLE"</text>
</outputEntry>
</rule>
</decisionTable>
</encapsulatedLogic>
</businessKnowledgeModel>
<businessKnowledgeModel name="BureauCallTypeTable" id="b_BureauCallTypeTable">
<variable typeRef="string" name="BureauCallTypeTable"/>
<encapsulatedLogic>
<formalParameter typeRef="tRiskCategory" name="Pre-bureauRiskCategory"/>
<decisionTable outputLabel="BureauCallTypeTable">
<input id="_fcd1287d-7572-4523-ab27-33eff68d965b" label="Pre-bureauRiskCategory">
<inputExpression typeRef="string">
<text>Pre-bureauRiskCategory</text>
</inputExpression>
</input>
<output id="_89b655a2-2e07-4aec-afb4-c1a3b595da6e"/>
<rule id="_4d8928da-71c6-4d9b-b304-a2dbdf27ad88">
<inputEntry id="_4d8928da-71c6-4d9b-b304-a2dbdf27ad88-0">
<text>"HIGH","MEDIUM"</text>
</inputEntry>
<outputEntry typeRef="string" id="_4d8928da-71c6-4d9b-b304-a2dbdf27ad88-1">
<text>"FULL"</text>
</outputEntry>
</rule>
<rule id="_0a9819a4-9cf0-4390-9ae5-af156c678c59">
<inputEntry id="_0a9819a4-9cf0-4390-9ae5-af156c678c59-0">
<text>"LOW"</text>
</inputEntry>
<outputEntry typeRef="string" id="_0a9819a4-9cf0-4390-9ae5-af156c678c59-1">
<text>"MINI"</text>
</outputEntry>
</rule>
<rule id="_80dc65d3-b61d-401e-b8ec-bd236c47404b">
<inputEntry id="_80dc65d3-b61d-401e-b8ec-bd236c47404b-0">
<text>"VERY LOW","DECLINE"</text>
</inputEntry>
<outputEntry typeRef="string" id="_80dc65d3-b61d-401e-b8ec-bd236c47404b-1">
<text>"NONE"</text>
</outputEntry>
</rule>
</decisionTable>
</encapsulatedLogic>
</businessKnowledgeModel>
<businessKnowledgeModel name="Pre-bureauRiskCategoryTable" id="b_Pre-bureauRiskCategoryTable">
<variable typeRef="string" name="Pre-bureauRiskCategoryTable"/>
<encapsulatedLogic>
<formalParameter typeRef="boolean" name="ExistingCustomer"/>
<formalParameter typeRef="number" name="ApplicationRiskScore"/>
<decisionTable outputLabel="Pre-bureauRiskCategoryTable">
<input id="_6f7fbf13-3fa6-44f5-afe4-7c1e688e76a9" label="ExistingCustomer">
<inputExpression typeRef="boolean">
<text>ExistingCustomer</text>
</inputExpression>
</input>
<input id="_89d36bd5-03c2-4c6f-bf47-faa7d28e13a1" label="ApplicationRiskScore">
<inputExpression typeRef="number">
<text>ApplicationRiskScore</text>
</inputExpression>
</input>
<output id="_50a19805-7611-490b-8e92-5964a457e1e7"/>
<rule id="_e0082937-feb0-48f9-bbf4-0611cdb620c8">
<inputEntry id="_e0082937-feb0-48f9-bbf4-0611cdb620c8-0">
<text>false</text>
</inputEntry>
<inputEntry id="_e0082937-feb0-48f9-bbf4-0611cdb620c8-1">
<text><100</text>
</inputEntry>
<outputEntry typeRef="string" id="_e0082937-feb0-48f9-bbf4-0611cdb620c8-2">
<text>"HIGH"</text>
</outputEntry>
</rule>
<rule id="_d2ecd3bd-aa41-4f52-a09e-af12156d93f4">
<inputEntry id="_d2ecd3bd-aa41-4f52-a09e-af12156d93f4-0">
<text>false</text>
</inputEntry>
<inputEntry id="_d2ecd3bd-aa41-4f52-a09e-af12156d93f4-1">
<text>[100..120)</text>
</inputEntry>
<outputEntry typeRef="string" id="_d2ecd3bd-aa41-4f52-a09e-af12156d93f4-2">
<text>"MEDIUM"</text>
</outputEntry>
</rule>
<rule id="_f683499b-2beb-476d-ae18-90caf9eb929a">
<inputEntry id="_f683499b-2beb-476d-ae18-90caf9eb929a-0">
<text>false</text>
</inputEntry>
<inputEntry id="_f683499b-2beb-476d-ae18-90caf9eb929a-1">
<text>[120..130)</text>
</inputEntry>
<outputEntry typeRef="string" id="_f683499b-2beb-476d-ae18-90caf9eb929a-2">
<text>"LOW"</text>
</outputEntry>
</rule>
<rule id="_606eca29-2fb8-42c8-8eda-e3bc15c7cdf0">
<inputEntry id="_606eca29-2fb8-42c8-8eda-e3bc15c7cdf0-0">
<text>false</text>
</inputEntry>
<inputEntry id="_606eca29-2fb8-42c8-8eda-e3bc15c7cdf0-1">
<text>>130</text>
</inputEntry>
<outputEntry typeRef="string" id="_606eca29-2fb8-42c8-8eda-e3bc15c7cdf0-2">
<text>"VERY LOW"</text>
</outputEntry>
</rule>
<rule id="_ff97cf45-e2a7-43c1-9b06-1a4caadf519c">
<inputEntry id="_ff97cf45-e2a7-43c1-9b06-1a4caadf519c-0">
<text>true</text>
</inputEntry>
<inputEntry id="_ff97cf45-e2a7-43c1-9b06-1a4caadf519c-1">
<text><80</text>
</inputEntry>
<outputEntry typeRef="string" id="_ff97cf45-e2a7-43c1-9b06-1a4caadf519c-2">
<text>"DECLINE"</text>
</outputEntry>
</rule>
<rule id="_3457a501-8de9-49a5-ac44-9521aa94f332">
<inputEntry id="_3457a501-8de9-49a5-ac44-9521aa94f332-0">
<text>true</text>
</inputEntry>
<inputEntry id="_3457a501-8de9-49a5-ac44-9521aa94f332-1">
<text>[80..90)</text>
</inputEntry>
<outputEntry typeRef="string" id="_3457a501-8de9-49a5-ac44-9521aa94f332-2">
<text>"HIGH"</text>
</outputEntry>
</rule>
<rule id="_e093dbcb-d26b-4124-9a1f-77bf4db3ee0e">
<inputEntry id="_e093dbcb-d26b-4124-9a1f-77bf4db3ee0e-0">
<text>true</text>
</inputEntry>
<inputEntry id="_e093dbcb-d26b-4124-9a1f-77bf4db3ee0e-1">
<text>[90..110]</text>
</inputEntry>
<outputEntry typeRef="string" id="_e093dbcb-d26b-4124-9a1f-77bf4db3ee0e-2">
<text>"MEDIUM"</text>
</outputEntry>
</rule>
<rule id="_f1f6c928-57b4-4bed-be7e-eebec9e0400a">
<inputEntry id="_f1f6c928-57b4-4bed-be7e-eebec9e0400a-0">
<text>true</text>
</inputEntry>
<inputEntry id="_f1f6c928-57b4-4bed-be7e-eebec9e0400a-1">
<text>>110</text>
</inputEntry>
<outputEntry typeRef="string" id="_f1f6c928-57b4-4bed-be7e-eebec9e0400a-2">
<text>"LOW"</text>
</outputEntry>
</rule>
</decisionTable>
</encapsulatedLogic>
</businessKnowledgeModel>
<businessKnowledgeModel name="Post-bureauRiskCategoryTable" id="b_Post-bureauRiskCategoryTable">
<variable typeRef="string" name="Post-bureauRiskCategoryTable"/>
<encapsulatedLogic>
<formalParameter typeRef="boolean" name="ExistingCustomer"/>
<formalParameter typeRef="number" name="ApplicationRiskScore"/>
<formalParameter typeRef="number" name="CreditScore"/>
<decisionTable outputLabel="Post-bureauRiskCategoryTable">
<input id="_0859d2fc-bb13-4eaa-bebf-4bf8f0866c49" label="ExistingCustomer">
<inputExpression typeRef="boolean">
<text>ExistingCustomer</text>
</inputExpression>
</input>
<input id="_fba27bc9-7678-4457-893e-6bc96fc69626" label="ApplicationRiskScore">
<inputExpression typeRef="number">
<text>ApplicationRiskScore</text>
</inputExpression>
</input>
<input id="_b54042e3-1fe7-4fb3-90d6-ec528047fafb" label="CreditScore">
<inputExpression typeRef="number">
<text>CreditScore</text>
</inputExpression>
</input>
<output id="_be066d93-7cda-4a46-ae37-ab508c0bd738"/>
<rule id="_cc9cbf6c-40b2-4fae-9e93-c38718aa4c15">
<inputEntry id="_cc9cbf6c-40b2-4fae-9e93-c38718aa4c15-0">
<text>false</text>
</inputEntry>
<inputEntry id="_cc9cbf6c-40b2-4fae-9e93-c38718aa4c15-1">
<text><120</text>
</inputEntry>
<inputEntry id="_cc9cbf6c-40b2-4fae-9e93-c38718aa4c15-2">
<text><590</text>
</inputEntry>
<outputEntry typeRef="string" id="_cc9cbf6c-40b2-4fae-9e93-c38718aa4c15-3">
<text>"HIGH"</text>
</outputEntry>
</rule>
<rule id="_0d6ad398-440b-4a9a-b5e7-d8331ba9e4d2">
<inputEntry id="_0d6ad398-440b-4a9a-b5e7-d8331ba9e4d2-0">
<text>false</text>
</inputEntry>
<inputEntry id="_0d6ad398-440b-4a9a-b5e7-d8331ba9e4d2-1">
<text><120</text>
</inputEntry>
<inputEntry id="_0d6ad398-440b-4a9a-b5e7-d8331ba9e4d2-2">
<text>[590..610]</text>
</inputEntry>
<outputEntry typeRef="string" id="_0d6ad398-440b-4a9a-b5e7-d8331ba9e4d2-3">
<text>"MEDIUM"</text>
</outputEntry>
</rule>
<rule id="_481b8823-7ab7-4e4e-9b70-d318096dd61d">
<inputEntry id="_481b8823-7ab7-4e4e-9b70-d318096dd61d-0">
<text>false</text>
</inputEntry>
<inputEntry id="_481b8823-7ab7-4e4e-9b70-d318096dd61d-1">
<text><120</text>
</inputEntry>
<inputEntry id="_481b8823-7ab7-4e4e-9b70-d318096dd61d-2">
<text>>610</text>
</inputEntry>
<outputEntry typeRef="string" id="_481b8823-7ab7-4e4e-9b70-d318096dd61d-3">
<text>"LOW"</text>
</outputEntry>
</rule>
<rule id="_9b1faa6a-3036-48f6-9dc3-c9dd5730f279">
<inputEntry id="_9b1faa6a-3036-48f6-9dc3-c9dd5730f279-0">
<text>false</text>
</inputEntry>
<inputEntry id="_9b1faa6a-3036-48f6-9dc3-c9dd5730f279-1">
<text>[120..130]</text>
</inputEntry>
<inputEntry id="_9b1faa6a-3036-48f6-9dc3-c9dd5730f279-2">
<text><600</text>
</inputEntry>
<outputEntry typeRef="string" id="_9b1faa6a-3036-48f6-9dc3-c9dd5730f279-3">
<text>"HIGH"</text>
</outputEntry>
</rule>
<rule id="_578c86e3-e237-4dd3-bdb2-f22bc2fc748f">
<inputEntry id="_578c86e3-e237-4dd3-bdb2-f22bc2fc748f-0">
<text>false</text>
</inputEntry>
<inputEntry id="_578c86e3-e237-4dd3-bdb2-f22bc2fc748f-1">
<text>[120..130]</text>
</inputEntry>
<inputEntry id="_578c86e3-e237-4dd3-bdb2-f22bc2fc748f-2">
<text>[600..625]</text>
</inputEntry>
<outputEntry typeRef="string" id="_578c86e3-e237-4dd3-bdb2-f22bc2fc748f-3">
<text>"MEDIUM"</text>
</outputEntry>
</rule>
<rule id="_2c381fb4-ba8c-42b5-9e2a-8e7afdaa1488">
<inputEntry id="_2c381fb4-ba8c-42b5-9e2a-8e7afdaa1488-0">
<text>false</text>
</inputEntry>
<inputEntry id="_2c381fb4-ba8c-42b5-9e2a-8e7afdaa1488-1">
<text>[120..130]</text>
</inputEntry>
<inputEntry id="_2c381fb4-ba8c-42b5-9e2a-8e7afdaa1488-2">
<text>>625</text>
</inputEntry>
<outputEntry typeRef="string" id="_2c381fb4-ba8c-42b5-9e2a-8e7afdaa1488-3">
<text>"LOW"</text>
</outputEntry>
</rule>
<rule id="_181968ef-d435-456b-a0cd-38223ef291dc">
<inputEntry id="_181968ef-d435-456b-a0cd-38223ef291dc-0">
<text>false</text>
</inputEntry>
<inputEntry id="_181968ef-d435-456b-a0cd-38223ef291dc-1">
<text>>130</text>
</inputEntry>
<inputEntry id="_181968ef-d435-456b-a0cd-38223ef291dc-2">
<text>-</text>
</inputEntry>
<outputEntry typeRef="string" id="_181968ef-d435-456b-a0cd-38223ef291dc-3">
<text>"VERY LOW"</text>
</outputEntry>
</rule>
<rule id="_08c84023-da86-42d4-ba49-b3e741dacbdb">
<inputEntry id="_08c84023-da86-42d4-ba49-b3e741dacbdb-0">
<text>true</text>
</inputEntry>
<inputEntry id="_08c84023-da86-42d4-ba49-b3e741dacbdb-1">
<text><=100</text>
</inputEntry>
<inputEntry id="_08c84023-da86-42d4-ba49-b3e741dacbdb-2">
<text><580</text>
</inputEntry>
<outputEntry typeRef="string" id="_08c84023-da86-42d4-ba49-b3e741dacbdb-3">
<text>"HIGH"</text>
</outputEntry>
</rule>
<rule id="_a670400b-bded-45d4-b8b9-f9870fda8817">
<inputEntry id="_a670400b-bded-45d4-b8b9-f9870fda8817-0">
<text>true</text>
</inputEntry>
<inputEntry id="_a670400b-bded-45d4-b8b9-f9870fda8817-1">
<text><=100</text>
</inputEntry>
<inputEntry id="_a670400b-bded-45d4-b8b9-f9870fda8817-2">
<text>[580..600]</text>
</inputEntry>
<outputEntry typeRef="string" id="_a670400b-bded-45d4-b8b9-f9870fda8817-3">
<text>"MEDIUM"</text>
</outputEntry>
</rule>
<rule id="_f0f466a3-0b6a-41fe-b109-d655eba844e7">
<inputEntry id="_f0f466a3-0b6a-41fe-b109-d655eba844e7-0">
<text>true</text>
</inputEntry>
<inputEntry id="_f0f466a3-0b6a-41fe-b109-d655eba844e7-1">
<text><=100</text>
</inputEntry>
<inputEntry id="_f0f466a3-0b6a-41fe-b109-d655eba844e7-2">
<text>>600</text>
</inputEntry>
<outputEntry typeRef="string" id="_f0f466a3-0b6a-41fe-b109-d655eba844e7-3">
<text>"LOW"</text>
</outputEntry>
</rule>
<rule id="_b8742c40-6ec2-4848-81a8-337e8ce7c5e1">
<inputEntry id="_b8742c40-6ec2-4848-81a8-337e8ce7c5e1-0">
<text>true</text>
</inputEntry>
<inputEntry id="_b8742c40-6ec2-4848-81a8-337e8ce7c5e1-1">
<text>>100</text>
</inputEntry>
<inputEntry id="_b8742c40-6ec2-4848-81a8-337e8ce7c5e1-2">
<text><590</text>
</inputEntry>
<outputEntry typeRef="string" id="_b8742c40-6ec2-4848-81a8-337e8ce7c5e1-3">
<text>"HIGH"</text>
</outputEntry>
</rule>
<rule id="_2eba5777-6ff9-46b8-a445-a41afb2cdcf9">
<inputEntry id="_2eba5777-6ff9-46b8-a445-a41afb2cdcf9-0">
<text>true</text>
</inputEntry>
<inputEntry id="_2eba5777-6ff9-46b8-a445-a41afb2cdcf9-1">
<text>>100</text>
</inputEntry>
<inputEntry id="_2eba5777-6ff9-46b8-a445-a41afb2cdcf9-2">
<text>[590..615]</text>
</inputEntry>
<outputEntry typeRef="string" id="_2eba5777-6ff9-46b8-a445-a41afb2cdcf9-3">
<text>"MEDIUM"</text>
</outputEntry>
</rule>
<rule id="_ba0ef1af-02b0-4a89-b75b-901d5044bbe4">
<inputEntry id="_ba0ef1af-02b0-4a89-b75b-901d5044bbe4-0">
<text>true</text>
</inputEntry>
<inputEntry id="_ba0ef1af-02b0-4a89-b75b-901d5044bbe4-1">
<text>>100</text>
</inputEntry>
<inputEntry id="_ba0ef1af-02b0-4a89-b75b-901d5044bbe4-2">
<text>>615</text>
</inputEntry>
<outputEntry typeRef="string" id="_ba0ef1af-02b0-4a89-b75b-901d5044bbe4-3">
<text>"LOW"</text>
</outputEntry>
</rule>
</decisionTable>
</encapsulatedLogic>
</businessKnowledgeModel>
<businessKnowledgeModel name="ApplicationRiskScoreModel" id="b_ApplicationRiskScoreModel">
<variable typeRef="number" name="ApplicationRiskScoreModel"/>
<encapsulatedLogic>
<formalParameter typeRef="number" name="Age"/>
<formalParameter typeRef="string" name="MaritalStatus"/>
<formalParameter typeRef="string" name="EmploymentStatus"/>
<decisionTable aggregation="SUM" hitPolicy="COLLECT" outputLabel="ApplicationRiskScoreModel">
<input id="_dc6c54d5-80a0-4b78-aa83-0a33802de55c" label="Age">
<inputExpression typeRef="number">
<text>Age</text>
</inputExpression>
<inputValues>
<text>[18..120]</text>
</inputValues>
</input>
<input id="_ee956a72-302e-4c89-89a5-1cae18915df9" label="MaritalStatus">
<inputExpression typeRef="string">
<text>MaritalStatus</text>
</inputExpression>
<inputValues>
<text>"S", "M"</text>
</inputValues>
</input>
<input id="_d6432000-3b07-465e-b31c-8576677b8d39" label="EmploymentStatus">
<inputExpression typeRef="string">
<text>EmploymentStatus</text>
</inputExpression>
<inputValues>
<text>"UNEMPLOYED", "EMPLOYED", "SELF-EMPLOYED", "STUDENT"</text>
</inputValues>
</input>
<output id="_79391b75-39ec-44d1-8104-c2d0b09b2523"/>
<rule id="_a3bbf3c8-5315-4fd9-862c-810518b2ab6d">
<inputEntry id="_a3bbf3c8-5315-4fd9-862c-810518b2ab6d-0">
<text>[18..21]</text>
</inputEntry>
<inputEntry id="_a3bbf3c8-5315-4fd9-862c-810518b2ab6d-1">
<text>-</text>
</inputEntry>
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<text>-</text>
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<text>[36..49]</text>
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<text>"S"</text>
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<text>"M"</text>
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<text>-</text>
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<text>-</text>
</inputEntry>
<inputEntry id="_51933974-5c70-44be-892d-20fbb6af66a9-2">
<text>"UNEMPLOYED"</text>
</inputEntry>
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<text>15</text>
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<text>-</text>
</inputEntry>
<inputEntry id="_3d3a596f-6e83-483b-96e6-715b33ba7af5-1">
<text>-</text>
</inputEntry>
<inputEntry id="_3d3a596f-6e83-483b-96e6-715b33ba7af5-2">
<text>"EMPLOYED"</text>
</inputEntry>
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<rule id="_732fd2fe-c312-4be5-8fb4-fd6699a28ec0">
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<text>-</text>
</inputEntry>
<inputEntry id="_732fd2fe-c312-4be5-8fb4-fd6699a28ec0-1">
<text>-</text>
</inputEntry>
<inputEntry id="_732fd2fe-c312-4be5-8fb4-fd6699a28ec0-2">
<text>"SELF-EMPLOYED"</text>
</inputEntry>
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<text>36</text>
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<text>-</text>
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<inputEntry id="_cea5e26e-43e0-4457-9ae8-c8c1fcbc22f1-1">
<text>-</text>
</inputEntry>
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<text>"STUDENT"</text>
</inputEntry>
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<text>18</text>
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</encapsulatedLogic>
</businessKnowledgeModel>
<businessKnowledgeModel name="InstallmentCalculation" id="b_InstallmentCalculation">
<variable typeRef="number" name="InstallmentCalculation"/>
<encapsulatedLogic>
<formalParameter typeRef="string" name="ProductType"/>
<formalParameter typeRef="number" name="Rate"/>
<formalParameter typeRef="number" name="Term"/>
<formalParameter typeRef="number" name="Amount"/>
<context>
<contextEntry>
<variable typeRef="number" name="MonthlyFee"/>
<literalExpression>
<text>if ProductType = "STANDARD LOAN" then 20.00 else if ProductType = "SPECIAL LOAN" then 25.00 else null</text>
</literalExpression>
</contextEntry>
<contextEntry>
<variable typeRef="number" name="MonthlyRepayment"/>
<literalExpression>
<text>(Amount * Rate / 12) / (1 - (1 + Rate / 12) ** -Term)</text>
</literalExpression>
</contextEntry>
<contextEntry>
<literalExpression typeRef="number">
<text>decimal(MonthlyRepayment + MonthlyFee,16)</text>
</literalExpression>
</contextEntry>
</context>
</encapsulatedLogic>
</businessKnowledgeModel>
<businessKnowledgeModel name="RoutingRules" id="b_RoutingRules">
<variable typeRef="string" name="RoutingRules"/>
<encapsulatedLogic>
<formalParameter typeRef="tRiskCategory" name="Post-bureauRiskCategory"/>
<formalParameter typeRef="boolean" name="Post-bureauAffordability"/>
<formalParameter typeRef="boolean" name="Bankrupt"/>
<formalParameter typeRef="number" name="CreditScore"/>
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<input id="_e4d34fbe-9d83-4126-a268-6ff44d6d33c0" label="Post-bureauRiskCategory">
<inputExpression typeRef="string">
<text>Post-bureauRiskCategory</text>
</inputExpression>
</input>
<input id="_fc1055cf-ab08-44a0-91bc-2d6539df00c5" label="Post-bureauAffordability">
<inputExpression typeRef="boolean">
<text>Post-bureauAffordability</text>
</inputExpression>
</input>
<input id="_17cf72a2-81db-4ee3-a599-aaa70699fdf7" label="Bankrupt">
<inputExpression typeRef="boolean">
<text>Bankrupt</text>
</inputExpression>
</input>
<input id="_f692dbba-dc13-4076-a5ba-275041c0b944" label="CreditScore">
<inputExpression typeRef="number">
<text>CreditScore</text>
</inputExpression>
</input>
<output id="_4b478b34-a8f7-4019-a667-1c78d64154fe">
<outputValues>
<text>"DECLINE", "REFER", "ACCEPT"</text>
</outputValues>
</output>
<rule id="_e7e1be73-1250-49ca-ac8c-0163f4df4eaf">
<inputEntry id="_e7e1be73-1250-49ca-ac8c-0163f4df4eaf-0">
<text>-</text>
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<inputEntry id="_e7e1be73-1250-49ca-ac8c-0163f4df4eaf-1">
<text>false</text>
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<text>-</text>
</inputEntry>
<inputEntry id="_e7e1be73-1250-49ca-ac8c-0163f4df4eaf-3">
<text>-</text>
</inputEntry>
<outputEntry typeRef="string" id="_e7e1be73-1250-49ca-ac8c-0163f4df4eaf-4">
<text>"DECLINE"</text>
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</rule>
<rule id="_a905d88e-eb62-4f5f-8447-32f541ebd31a">
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<text>-</text>
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<inputEntry id="_a905d88e-eb62-4f5f-8447-32f541ebd31a-1">
<text>-</text>
</inputEntry>
<inputEntry id="_a905d88e-eb62-4f5f-8447-32f541ebd31a-2">
<text>true</text>
</inputEntry>
<inputEntry id="_a905d88e-eb62-4f5f-8447-32f541ebd31a-3">
<text>-</text>
</inputEntry>
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<text>"DECLINE"</text>
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</rule>
<rule id="_36d8f903-d158-4d18-970a-9a53d4a8c69e">
<inputEntry id="_36d8f903-d158-4d18-970a-9a53d4a8c69e-0">
<text>"HIGH"</text>
</inputEntry>
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<text>-</text>
</inputEntry>
<inputEntry id="_36d8f903-d158-4d18-970a-9a53d4a8c69e-2">
<text>-</text>
</inputEntry>
<inputEntry id="_36d8f903-d158-4d18-970a-9a53d4a8c69e-3">
<text>-</text>
</inputEntry>
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<text>"REFER"</text>
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</rule>
<rule id="_c51cff41-6161-435b-af3b-17dcbd4591b9">
<inputEntry id="_c51cff41-6161-435b-af3b-17dcbd4591b9-0">
<text>-</text>
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<text>-</text>
</inputEntry>
<inputEntry id="_c51cff41-6161-435b-af3b-17dcbd4591b9-2">
<text>-</text>
</inputEntry>
<inputEntry id="_c51cff41-6161-435b-af3b-17dcbd4591b9-3">
<text><580</text>
</inputEntry>
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<text>"REFER"</text>
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<rule id="_1bb571e8-b791-4967-9c70-77c402982e3b">
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<text>-</text>
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<inputEntry id="_1bb571e8-b791-4967-9c70-77c402982e3b-1">
<text>-</text>
</inputEntry>
<inputEntry id="_1bb571e8-b791-4967-9c70-77c402982e3b-2">
<text>-</text>
</inputEntry>
<inputEntry id="_1bb571e8-b791-4967-9c70-77c402982e3b-3">
<text>-</text>
</inputEntry>
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<text>"ACCEPT"</text>
</outputEntry>
</rule>
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</encapsulatedLogic>
</businessKnowledgeModel>
<inputData name="ApplicantData" id="i_ApplicantData">
<variable typeRef="tApplicantData" name="ApplicantData"/>
</inputData>
<inputData name="BureauData" id="i_BureauData">
<variable typeRef="tBureauData" name="BureauData"/>
</inputData>
<inputData name="RequestedProduct" id="i_RequestedProduct">
<variable typeRef="tRequestedProduct" name="RequestedProduct"/>
</inputData>
<inputData name="SupportingDocuments" id="i_SupportingDocuments">
<variable typeRef="string" name="SupportingDocuments"/>
</inputData>
<dmndi:DMNDI>
<dmndi:DMNDiagram id="_4e0f0b70-d31c-471c-bd52-5ca709ed362b_D1">
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<dmndi:DMNShape dmnElementRef="d_Post-bureauAffordability" id="_4e0f0b70-d31c-471c-bd52-5ca709ed362b_s8">
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