pub const DMN_3_0004: &str = "<?xml version=\"1.0\" encoding=\"UTF-8\" standalone=\"yes\"?>\n<definitions namespace=\"https://dmntk.io\"\n name=\"compliance-level-3-test-0004\"\n id=\"_52650d27-fc13-463e-a55a-2080e8a1c8da\"\n xmlns=\"https://www.omg.org/spec/DMN/20191111/MODEL/\"\n xmlns:di=\"http://www.omg.org/spec/DMN/20180521/DI/\"\n xmlns:dmndi=\"https://www.omg.org/spec/DMN/20191111/DMNDI/\"\n xmlns:dc=\"http://www.omg.org/spec/DMN/20180521/DC/\">\n <itemDefinition name=\"tEligibility\">\n <typeRef>string</typeRef>\n <allowedValues>\n <text>\"INELIGIBLE\", \"ELIGIBLE\"</text>\n </allowedValues>\n </itemDefinition>\n <itemDefinition name=\"tBureauCallType\">\n <typeRef>string</typeRef>\n <allowedValues>\n <text>\"FULL\", \"MINI\", \"NONE\"</text>\n </allowedValues>\n </itemDefinition>\n <itemDefinition name=\"tStrategy\">\n <typeRef>string</typeRef>\n <allowedValues>\n <text>\"DECLINE\", \"BUREAU\", \"THROUGH\"</text>\n </allowedValues>\n </itemDefinition>\n <itemDefinition name=\"tRiskCategory\">\n <typeRef>string</typeRef>\n <allowedValues>\n <text>\"DECLINE\", \"HIGH\", \"MEDIUM\", \"LOW\", \"VERY LOW\"</text>\n </allowedValues>\n </itemDefinition>\n <itemDefinition name=\"tRouting\">\n <typeRef>string</typeRef>\n <allowedValues>\n <text>\"DECLINE\", \"REFER\", \"ACCEPT\"</text>\n </allowedValues>\n </itemDefinition>\n <itemDefinition name=\"tBureauData\">\n <itemComponent name=\"CreditScore\">\n <typeRef>number</typeRef>\n <allowedValues>\n <text>[0..999], null</text>\n </allowedValues>\n </itemComponent>\n <itemComponent name=\"Bankrupt\">\n <typeRef>boolean</typeRef>\n </itemComponent>\n </itemDefinition>\n <itemDefinition name=\"tAdjudication\">\n <typeRef>string</typeRef>\n <allowedValues>\n <text>\"DECLINE\", \"ACCEPT\"</text>\n </allowedValues>\n </itemDefinition>\n <itemDefinition name=\"tApplicantData\">\n <itemComponent name=\"Monthly\">\n <itemComponent name=\"Income\">\n <typeRef>number</typeRef>\n </itemComponent>\n <itemComponent name=\"Expenses\">\n <typeRef>number</typeRef>\n </itemComponent>\n <itemComponent name=\"Repayments\">\n <typeRef>number</typeRef>\n </itemComponent>\n </itemComponent>\n <itemComponent name=\"Age\">\n <typeRef>number</typeRef>\n </itemComponent>\n <itemComponent name=\"ExistingCustomer\">\n <typeRef>boolean</typeRef>\n </itemComponent>\n <itemComponent name=\"MaritalStatus\">\n <typeRef>string</typeRef>\n <allowedValues>\n <text>\"S\",\"M\"</text>\n </allowedValues>\n </itemComponent>\n <itemComponent name=\"EmploymentStatus\">\n <typeRef>string</typeRef>\n <allowedValues>\n <text>\"EMPLOYED\",\"SELF-EMPLOYED\",\"STUDENT\",\"UNEMPLOYED\"</text>\n </allowedValues>\n </itemComponent>\n </itemDefinition>\n <itemDefinition name=\"tRequestedProduct\">\n <itemComponent name=\"ProductType\">\n <typeRef>string</typeRef>\n <allowedValues>\n <text>\"STANDARD LOAN\", \"SPECIAL LOAN\"</text>\n </allowedValues>\n </itemComponent>\n <itemComponent name=\"Amount\">\n <typeRef>number</typeRef>\n </itemComponent>\n <itemComponent name=\"Rate\">\n <typeRef>number</typeRef>\n </itemComponent>\n <itemComponent name=\"Term\">\n <typeRef>number</typeRef>\n </itemComponent>\n </itemDefinition>\n <decision name=\"BureauCallType\" id=\"d_BureauCallType\">\n <variable typeRef=\"tBureauCallType\" name=\"BureauCallType\"/>\n <informationRequirement id=\"_77738833-38e6-4520-8774-d907958edb38\">\n <requiredDecision href=\"#d_Pre-bureauRiskCategory\"/>\n </informationRequirement>\n <knowledgeRequirement id=\"_2f3951c1-e9d0-4f66-940b-21aea6bd6b6f\">\n <requiredKnowledge href=\"#b_BureauCallTypeTable\"/>\n </knowledgeRequirement>\n <invocation>\n <literalExpression>\n <text>BureauCallTypeTable</text>\n </literalExpression>\n <binding>\n <parameter typeRef=\"tRiskCategory\" name=\"Pre-bureauRiskCategory\" id=\"_65deeb90-626c-4cce-9485-eae9455b2194\"/>\n <literalExpression>\n <text>Pre-bureauRiskCategory</text>\n </literalExpression>\n </binding>\n </invocation>\n </decision>\n <decision name=\"Strategy\" id=\"d_Strategy\">\n <question>Is credit bureau call required?</question>\n <allowedAnswers>Yes (BUREAU) or No (DECLINE, THROUGH)</allowedAnswers>\n <variable typeRef=\"tStrategy\" name=\"Strategy\"/>\n <informationRequirement id=\"a451ac15-800a-4021-bad0-7371ceaf77a8\">\n <requiredDecision href=\"#d_BureauCallType\"/>\n </informationRequirement>\n <informationRequirement id=\"_35e8b3c9-f9bd-4667-ad8f-4f6e08ae83da\">\n <requiredDecision href=\"#d_Eligibility\"/>\n </informationRequirement>\n <decisionTable outputLabel=\"Strategy\">\n <input id=\"_09a4cf3d-54fa-4232-ada0-e291c67a16c0\" label=\"Eligibility\">\n <inputExpression typeRef=\"string\">\n <text>Eligibility</text>\n </inputExpression>\n <inputValues>\n <text>\"ELIGIBLE\", \"INELIGIBLE\"</text>\n </inputValues>\n </input>\n <input id=\"_f3816132-3cf1-4414-ab6b-0ed875a5fa1b\" label=\"Bureau Call\">\n <inputExpression typeRef=\"string\">\n <text>BureauCallType</text>\n </inputExpression>\n <inputValues>\n <text>\"FULL\", \"MINI\", \"NONE\"</text>\n </inputValues>\n </input>\n <output id=\"_8c01b3c4-216d-4db4-8c5b-4375e6f524be\">\n <outputValues>\n <text>\"DECLINE\", \"THROUGH\", \"BUREAU\"</text>\n </outputValues>\n </output>\n <rule id=\"_cc1cbffe-d1fe-4646-bc2e-df2bf08cb661\">\n <inputEntry id=\"_cc1cbffe-d1fe-4646-bc2e-df2bf08cb661-0\">\n <text>\"INELIGIBLE\"</text>\n </inputEntry>\n <inputEntry id=\"_cc1cbffe-d1fe-4646-bc2e-df2bf08cb661-1\">\n <text>-</text>\n </inputEntry>\n <outputEntry id=\"_cc1cbffe-d1fe-4646-bc2e-df2bf08cb661-2\">\n <text>\"DECLINE\"</text>\n </outputEntry>\n </rule>\n <rule id=\"_fbe095b9-b6b8-42f8-b980-3db4fb2dbe12\">\n <inputEntry id=\"_fbe095b9-b6b8-42f8-b980-3db4fb2dbe12-0\">\n <text>\"ELIGIBLE\"</text>\n </inputEntry>\n <inputEntry id=\"_fbe095b9-b6b8-42f8-b980-3db4fb2dbe12-1\">\n <text>\"FULL\",\"MINI\"</text>\n </inputEntry>\n <outputEntry id=\"_fbe095b9-b6b8-42f8-b980-3db4fb2dbe12-2\">\n <text>\"BUREAU\"</text>\n </outputEntry>\n </rule>\n <rule id=\"_9af79b26-005f-4855-a66c-88401349bb72\">\n <inputEntry id=\"_9af79b26-005f-4855-a66c-88401349bb72-0\">\n <text>\"ELIGIBLE\"</text>\n </inputEntry>\n <inputEntry id=\"_9af79b26-005f-4855-a66c-88401349bb72-1\">\n <text>\"NONE\"</text>\n </inputEntry>\n <outputEntry id=\"_9af79b26-005f-4855-a66c-88401349bb72-2\">\n <text>\"THROUGH\"</text>\n </outputEntry>\n </rule>\n </decisionTable>\n </decision>\n <decision name=\"Eligibility\" id=\"d_Eligibility\">\n <variable typeRef=\"tEligibility\" name=\"Eligibility\"/>\n <informationRequirement id=\"_53bb075b-376a-4062-b5c1-df7d3e5f55ca\">\n <requiredDecision href=\"#d_Pre-bureauAffordability\"/>\n </informationRequirement>\n <informationRequirement id=\"ea46179b-d396-4d3e-a199-f921defdca0b\">\n <requiredDecision href=\"#d_Pre-bureauRiskCategory\"/>\n </informationRequirement>\n <informationRequirement id=\"_1f8ee776-38ba-4d46-ba4a-e2b0068aa8fb\">\n <requiredInput href=\"#i_ApplicantData\"/>\n </informationRequirement>\n <knowledgeRequirement id=\"ac7d9a3c-370a-413d-9e0f-6cb6aa1fb28c\">\n <requiredKnowledge href=\"#b_EligibilityRules\"/>\n </knowledgeRequirement>\n <invocation>\n <literalExpression>\n <text>EligibilityRules</text>\n </literalExpression>\n <binding>\n <parameter typeRef=\"boolean\" name=\"Pre-bureauAffordability\" id=\"_83d27025-44c2-4bb2-8747-ae3d40e97f25\"/>\n <literalExpression>\n <text>Pre-bureauAffordability</text>\n </literalExpression>\n </binding>\n <binding>\n <parameter typeRef=\"tRiskCategory\" name=\"Pre-bureauRiskCategory\" id=\"_b5fe2d0c-1d71-4c98-b0c6-a821b854ffc4\"/>\n <literalExpression>\n <text>Pre-bureauRiskCategory</text>\n </literalExpression>\n </binding>\n <binding>\n <parameter typeRef=\"number\" name=\"Age\" id=\"_87021512-68d6-40ba-a159-165a701c197b\"/>\n <literalExpression>\n <text>ApplicantData.Age</text>\n </literalExpression>\n </binding>\n </invocation>\n </decision>\n <decision name=\"Pre-bureauRiskCategory\" id=\"d_Pre-bureauRiskCategory\">\n <variable typeRef=\"tRiskCategory\" name=\"Pre-bureauRiskCategory\"/>\n <informationRequirement id=\"_03407f4c-6cb9-41c4-96e5-5b55b16b2b9e\">\n <requiredDecision href=\"#d_ApplicationRiskScore\"/>\n </informationRequirement>\n <informationRequirement id=\"_7119c0fe-e8ac-4b5f-ab67-f31765d79676\">\n <requiredInput href=\"#i_ApplicantData\"/>\n </informationRequirement>\n <knowledgeRequirement id=\"_12af3f79-ac6e-40df-8354-6a8f5a6e1d99\">\n <requiredKnowledge href=\"#b_Pre-bureauRiskCategoryTable\"/>\n </knowledgeRequirement>\n <invocation>\n <literalExpression>\n <text>Pre-bureauRiskCategoryTable</text>\n </literalExpression>\n <binding>\n <parameter typeRef=\"boolean\" name=\"ExistingCustomer\" id=\"_a4ffd56c-aca1-4cf0-84e0-44fefecb5f48\"/>\n <literalExpression>\n <text>ApplicantData.ExistingCustomer</text>\n </literalExpression>\n </binding>\n <binding>\n <parameter typeRef=\"number\" name=\"ApplicationRiskScore\" id=\"_eb561110-cd9a-4f96-9170-f32b2e6c13f6\"/>\n <literalExpression>\n <text>ApplicationRiskScore</text>\n </literalExpression>\n </binding>\n </invocation>\n </decision>\n <decision name=\"Post-bureauRiskCategory\" id=\"d_Post-bureauRiskCategory\">\n <variable typeRef=\"tRiskCategory\" name=\"Post-bureauRiskCategory\"/>\n <informationRequirement id=\"a0a68746-9fcb-424d-82d8-a7ddfca8ef09\">\n <requiredDecision href=\"#d_ApplicationRiskScore\"/>\n </informationRequirement>\n <informationRequirement id=\"dba7ef7a-de7c-4ae4-b51d-380bb97a02b0\">\n <requiredInput href=\"#i_BureauData\"/>\n </informationRequirement>\n <informationRequirement id=\"_02016e20-0b48-429c-ba23-a9813586bf10\">\n <requiredInput href=\"#i_ApplicantData\"/>\n </informationRequirement>\n <knowledgeRequirement id=\"_21c8cfce-c84b-44d4-a4b2-efa8753764ad\">\n <requiredKnowledge href=\"#b_Post-bureauRiskCategoryTable\"/>\n </knowledgeRequirement>\n <invocation>\n <literalExpression>\n <text>Post-bureauRiskCategoryTable</text>\n </literalExpression>\n <binding>\n <parameter typeRef=\"boolean\" name=\"ExistingCustomer\" id=\"_a5eee7ca-e12f-49fe-80cb-54a7a5a7912e\"/>\n <literalExpression>\n <text>ApplicantData.ExistingCustomer</text>\n </literalExpression>\n </binding>\n <binding>\n <parameter typeRef=\"number\" name=\"CreditScore\" id=\"_980eaa9b-461d-49fd-bfc0-d115e8261b8b\"/>\n <literalExpression>\n <text>BureauData.CreditScore</text>\n </literalExpression>\n </binding>\n <binding>\n <parameter typeRef=\"number\" name=\"ApplicationRiskScore\" id=\"_222a3f84-eb98-439a-8ea8-6c1460760769\"/>\n <literalExpression>\n <text>ApplicationRiskScore</text>\n </literalExpression>\n </binding>\n </invocation>\n </decision>\n <decision name=\"ApplicationRiskScore\" id=\"d_ApplicationRiskScore\">\n <variable typeRef=\"number\" name=\"ApplicationRiskScore\"/>\n <informationRequirement id=\"_5725eb58-4c7e-4eb6-81c9-26f2fcf2f11c\">\n <requiredInput href=\"#i_ApplicantData\"/>\n </informationRequirement>\n <knowledgeRequirement id=\"_7c920d98-765e-46ea-bc60-b70ddff0b305\">\n <requiredKnowledge href=\"#b_ApplicationRiskScoreModel\"/>\n </knowledgeRequirement>\n <invocation>\n <literalExpression>\n <text>ApplicationRiskScoreModel</text>\n </literalExpression>\n <binding>\n <parameter typeRef=\"number\" name=\"Age\" id=\"_624532fc-b467-4118-a6d9-498d2891e654\"/>\n <literalExpression>\n <text>ApplicantData.Age</text>\n </literalExpression>\n </binding>\n <binding>\n <parameter typeRef=\"string\" name=\"MaritalStatus\" id=\"_a90e9150-f937-446c-94e3-14b13deb1aa7\"/>\n <literalExpression>\n <text>ApplicantData.MaritalStatus</text>\n </literalExpression>\n </binding>\n <binding>\n <parameter typeRef=\"string\" name=\"EmploymentStatus\" id=\"_794f4a7e-a4de-4777-b7b6-5f83df6584dd\"/>\n <literalExpression>\n <text>ApplicantData.EmploymentStatus</text>\n </literalExpression>\n </binding>\n </invocation>\n </decision>\n <decision name=\"Pre-bureauAffordability\" id=\"d_Pre-bureauAffordability\">\n <variable typeRef=\"boolean\" name=\"Pre-bureauAffordability\"/>\n <informationRequirement id=\"aff5f966-66f8-4d24-916f-ac328d4a4909\">\n <requiredDecision href=\"#d_RequiredMonthlyInstallment\"/>\n </informationRequirement>\n <informationRequirement id=\"b29e5047-4920-44a9-b4d6-e329e19cedff\">\n <requiredDecision href=\"#d_Pre-bureauRiskCategory\"/>\n </informationRequirement>\n <informationRequirement id=\"ef6b94db-e806-40e5-8960-a65ecf47587a\">\n <requiredInput href=\"#i_ApplicantData\"/>\n </informationRequirement>\n <knowledgeRequirement id=\"_27c5c77a-97f9-4bdb-8a1c-8882ef9a64a8\">\n <requiredKnowledge href=\"#b_AffordabilityCalculation\"/>\n </knowledgeRequirement>\n <invocation>\n <literalExpression>\n <text>AffordabilityCalculation</text>\n </literalExpression>\n <binding>\n <parameter typeRef=\"number\" name=\"MonthlyIncome\" id=\"_688a5d35-c0d1-4faa-b411-2ac96e5db3f2\"/>\n <literalExpression>\n <text>ApplicantData.Monthly.Income</text>\n </literalExpression>\n </binding>\n <binding>\n <parameter typeRef=\"number\" name=\"MonthlyRepayments\" id=\"_fe44410f-d02b-44c5-b696-0c5a53b3d965\"/>\n <literalExpression>\n <text>ApplicantData.Monthly.Repayments</text>\n </literalExpression>\n </binding>\n <binding>\n <parameter typeRef=\"number\" name=\"MonthlyExpenses\" id=\"_3542be62-0447-45db-850a-55ec1c3c59bd\"/>\n <literalExpression>\n <text>ApplicantData.Monthly.Expenses</text>\n </literalExpression>\n </binding>\n <binding>\n <parameter typeRef=\"string\" name=\"RiskCategory\" id=\"_05524e98-e76d-4109-ac99-f5090cd7bb48\"/>\n <literalExpression>\n <text>Pre-bureauRiskCategory</text>\n </literalExpression>\n </binding>\n <binding>\n <parameter typeRef=\"number\" name=\"RequiredMonthlyInstallment\" id=\"_be179be3-8be2-4abc-81d9-9540abe25e06\"/>\n <literalExpression>\n <text>RequiredMonthlyInstallment</text>\n </literalExpression>\n </binding>\n </invocation>\n </decision>\n <decision name=\"Post-bureauAffordability\" id=\"d_Post-bureauAffordability\">\n <variable typeRef=\"boolean\" name=\"Post-bureauAffordability\"/>\n <informationRequirement id=\"_132b7582-01c9-4771-9aaa-5c7d094f31e3\">\n <requiredDecision href=\"#d_RequiredMonthlyInstallment\"/>\n </informationRequirement>\n <informationRequirement id=\"d3db5abd-9b73-4954-bd1c-48cf4dbe01b5\">\n <requiredDecision href=\"#d_Post-bureauRiskCategory\"/>\n </informationRequirement>\n <informationRequirement id=\"e3214618-2e90-4898-890e-09a361a4a1eb\">\n <requiredInput href=\"#i_ApplicantData\"/>\n </informationRequirement>\n <knowledgeRequirement id=\"_7d3378c9-abb9-4920-b273-6c491ece8055\">\n <requiredKnowledge href=\"#b_AffordabilityCalculation\"/>\n </knowledgeRequirement>\n <invocation>\n <literalExpression>\n <text>AffordabilityCalculation</text>\n </literalExpression>\n <binding>\n <parameter typeRef=\"number\" name=\"MonthlyIncome\" id=\"_9ddcd6eb-0154-426f-9752-32c9d64471be\"/>\n <literalExpression>\n <text>ApplicantData.Monthly.Income</text>\n </literalExpression>\n </binding>\n <binding>\n <parameter typeRef=\"number\" name=\"MonthlyRepayments\" id=\"_2ed2cf1c-2dff-4bdc-8cc3-92d0fdc38c81\"/>\n <literalExpression>\n <text>ApplicantData.Monthly.Repayments</text>\n </literalExpression>\n </binding>\n <binding>\n <parameter typeRef=\"number\" name=\"MonthlyExpenses\" id=\"_2d0b4728-c40c-4a0c-980c-81156750bfc1\"/>\n <literalExpression>\n <text>ApplicantData.Monthly.Expenses</text>\n </literalExpression>\n </binding>\n <binding>\n <parameter typeRef=\"string\" name=\"RiskCategory\" id=\"_f75ffcc3-cb93-46cc-82ae-bad3a7202e99\"/>\n <literalExpression>\n <text>Post-bureauRiskCategory</text>\n </literalExpression>\n </binding>\n <binding>\n <parameter typeRef=\"number\" name=\"RequiredMonthlyInstallment\" id=\"_0f3e2756-3007-4412-b788-81d01f68399d\"/>\n <literalExpression>\n <text>RequiredMonthlyInstallment</text>\n </literalExpression>\n </binding>\n </invocation>\n </decision>\n <decision name=\"RequiredMonthlyInstallment\" id=\"d_RequiredMonthlyInstallment\">\n <variable typeRef=\"number\" name=\"RequiredMonthlyInstallment\"/>\n <informationRequirement id=\"d3d06d14-04cd-4139-96b7-b04fc496b7c1\">\n <requiredInput href=\"#i_RequestedProduct\"/>\n </informationRequirement>\n <knowledgeRequirement id=\"_9a6f8182-2db4-41cd-8f69-1feff21ae045\">\n <requiredKnowledge href=\"#b_InstallmentCalculation\"/>\n </knowledgeRequirement>\n <invocation>\n <literalExpression>\n <text>InstallmentCalculation</text>\n </literalExpression>\n <binding>\n <parameter typeRef=\"string\" name=\"ProductType\" id=\"_2e65e0bd-d6d4-4d73-b806-12b4bc853a17\"/>\n <literalExpression>\n <text>RequestedProduct.ProductType</text>\n </literalExpression>\n </binding>\n <binding>\n <parameter typeRef=\"number\" name=\"Rate\" id=\"_ee9f5360-cc2d-4370-b75e-6895002c1c48\"/>\n <literalExpression>\n <text>RequestedProduct.Rate</text>\n </literalExpression>\n </binding>\n <binding>\n <parameter typeRef=\"number\" name=\"Term\" id=\"_b6fddc07-5494-4878-878c-3e1a96fad9fe\"/>\n <literalExpression>\n <text>RequestedProduct.Term</text>\n </literalExpression>\n </binding>\n <binding>\n <parameter typeRef=\"number\" name=\"Amount\" id=\"_84755f4f-3455-4e76-b182-db4c375b9fb3\"/>\n <literalExpression>\n <text>RequestedProduct.Amount</text>\n </literalExpression>\n </binding>\n </invocation>\n </decision>\n <decision name=\"Routing\" id=\"d_Routing\">\n <variable typeRef=\"tRouting\" name=\"Routing\"/>\n <informationRequirement id=\"_215e8649-6226-457c-83cc-1a3470dee477\">\n <requiredDecision href=\"#d_Post-bureauAffordability\"/>\n </informationRequirement>\n <informationRequirement id=\"a38af795-50e0-4933-9ab1-ed7323cb3134\">\n <requiredDecision href=\"#d_Post-bureauRiskCategory\"/>\n </informationRequirement>\n <informationRequirement id=\"_3baca478-66f0-444d-a24d-795815b5b512\">\n <requiredInput href=\"#i_BureauData\"/>\n </informationRequirement>\n <knowledgeRequirement id=\"c79f2249-a6d1-48a1-99ce-878d05f6ae0a\">\n <requiredKnowledge href=\"#b_RoutingRules\"/>\n </knowledgeRequirement>\n <invocation>\n <literalExpression>\n <text>RoutingRules</text>\n </literalExpression>\n <binding>\n <parameter typeRef=\"boolean\" name=\"Bankrupt\" id=\"_c2ebec2c-0072-47af-9703-e202cf8af50b\"/>\n <literalExpression>\n <text>BureauData.Bankrupt</text>\n </literalExpression>\n </binding>\n <binding>\n <parameter typeRef=\"number\" name=\"CreditScore\" id=\"_a5193c53-bd02-4579-a249-44ed95dd0c3e\"/>\n <literalExpression>\n <text>BureauData.CreditScore</text>\n </literalExpression>\n </binding>\n <binding>\n <parameter typeRef=\"tRiskCategory\" name=\"Post-bureauRiskCategory\" id=\"_4b461288-5d18-44ab-b102-835a91946890\"/>\n <literalExpression>\n <text>Post-bureauRiskCategory</text>\n </literalExpression>\n </binding>\n <binding>\n <parameter typeRef=\"boolean\" name=\"Post-bureauAffordability\" id=\"_8846c6e3-65ff-4d46-87b9-7c7cad86ee67\"/>\n <literalExpression>\n <text>Post-bureauAffordability</text>\n </literalExpression>\n </binding>\n </invocation>\n </decision>\n <decision name=\"Adjudication\" id=\"d_Adjudication\">\n <variable typeRef=\"tAdjudication\" name=\"Adjudication\"/>\n <informationRequirement id=\"b6a62c51-d7e3-423b-b81b-f9d3c889cc7f\">\n <requiredInput href=\"#i_BureauData\"/>\n </informationRequirement>\n <informationRequirement id=\"f81697e3-1b34-4897-b68d-b68d78195d6d\">\n <requiredInput href=\"#i_SupportingDocuments\"/>\n </informationRequirement>\n <informationRequirement id=\"_0b6591d9-ad65-49b4-8bf0-4917536f994d\">\n <requiredInput href=\"#i_ApplicantData\"/>\n </informationRequirement>\n <literalExpression>\n <text>\"ACCEPT\"</text>\n </literalExpression>\n </decision>\n <businessKnowledgeModel name=\"AffordabilityCalculation\" id=\"b_AffordabilityCalculation\">\n <variable typeRef=\"boolean\" name=\"AffordabilityCalculation\"/>\n <encapsulatedLogic>\n <formalParameter typeRef=\"number\" name=\"MonthlyIncome\"/>\n <formalParameter typeRef=\"number\" name=\"MonthlyRepayments\"/>\n <formalParameter typeRef=\"number\" name=\"MonthlyExpenses\"/>\n <formalParameter typeRef=\"tRiskCategory\" name=\"RiskCategory\"/>\n <formalParameter typeRef=\"number\" name=\"RequiredMonthlyInstallment\"/>\n <context>\n <contextEntry>\n <variable typeRef=\"number\" name=\"DisposableIncome\"/>\n <literalExpression>\n <text>MonthlyIncome - (MonthlyExpenses + MonthlyRepayments)</text>\n </literalExpression>\n </contextEntry>\n <contextEntry>\n <variable typeRef=\"number\" name=\"CreditContingencyFactor\"/>\n <invocation>\n <literalExpression>\n <text>CreditContingencyFactorTable</text>\n </literalExpression>\n <binding>\n <parameter typeRef=\"tRiskCategory\" name=\"RiskCategory\" id=\"_cfbad925-5470-4165-b7f0-0945cf321889\"/>\n <literalExpression>\n <text>RiskCategory</text>\n </literalExpression>\n </binding>\n </invocation>\n </contextEntry>\n <contextEntry>\n <variable typeRef=\"boolean\" name=\"Affordability\"/>\n <literalExpression>\n <text>if DisposableIncome * CreditContingencyFactor > RequiredMonthlyInstallment then true\n else false\n </text>\n </literalExpression>\n </contextEntry>\n <contextEntry>\n <literalExpression typeRef=\"boolean\">\n <text>Affordability</text>\n </literalExpression>\n </contextEntry>\n </context>\n </encapsulatedLogic>\n <knowledgeRequirement id=\"_4591a934-54c5-42ab-83ef-c9168f827a27\">\n <requiredKnowledge href=\"#b_CreditContingencyFactorTable\"/>\n </knowledgeRequirement>\n </businessKnowledgeModel>\n <businessKnowledgeModel name=\"CreditContingencyFactorTable\" id=\"b_CreditContingencyFactorTable\">\n <variable typeRef=\"number\" name=\"CreditContingencyFactorTable\"/>\n <encapsulatedLogic>\n <formalParameter typeRef=\"tRiskCategory\" name=\"RiskCategory\"/>\n <decisionTable outputLabel=\"CreditContingencyFactorTable\">\n <input id=\"_7cdd3950-9a45-41f0-bef0-dc54240fe4c2\" label=\"RiskCategory\">\n <inputExpression typeRef=\"string\">\n <text>RiskCategory</text>\n </inputExpression>\n <inputValues>\n <text>\"DECLINE\", \"HIGH\", \"LOW\", \"MEDIUM\", \"VERY LOW\"</text>\n </inputValues>\n </input>\n <output id=\"_3f5c697d-887c-43b7-abb6-5fa3b27d0824\"/>\n <rule id=\"_0fc85427-04a2-4796-8771-a391170b9c13\">\n <inputEntry id=\"_0fc85427-04a2-4796-8771-a391170b9c13-0\">\n <text>\"HIGH\", \"DECLINE\"</text>\n </inputEntry>\n <outputEntry typeRef=\"number\" id=\"_0fc85427-04a2-4796-8771-a391170b9c13-1\">\n <text>0.6</text>\n </outputEntry>\n </rule>\n <rule id=\"_22972ab6-af35-4be0-9bce-965e39f0c7d7\">\n <inputEntry id=\"_22972ab6-af35-4be0-9bce-965e39f0c7d7-0\">\n <text>\"MEDIUM\"</text>\n </inputEntry>\n <outputEntry typeRef=\"number\" id=\"_22972ab6-af35-4be0-9bce-965e39f0c7d7-1\">\n <text>0.7</text>\n </outputEntry>\n </rule>\n <rule id=\"_2d46a208-d471-48eb-9ea3-02cfa105fd69\">\n <inputEntry id=\"_2d46a208-d471-48eb-9ea3-02cfa105fd69-0\">\n <text>\"LOW\", \"VERY LOW\"</text>\n </inputEntry>\n <outputEntry typeRef=\"number\" id=\"_2d46a208-d471-48eb-9ea3-02cfa105fd69-1\">\n <text>0.8</text>\n </outputEntry>\n </rule>\n </decisionTable>\n </encapsulatedLogic>\n </businessKnowledgeModel>\n <businessKnowledgeModel name=\"EligibilityRules\" id=\"b_EligibilityRules\">\n <variable typeRef=\"string\" name=\"EligibilityRules\"/>\n <encapsulatedLogic>\n <formalParameter typeRef=\"tRiskCategory\" name=\"Pre-bureauRiskCategory\"/>\n <formalParameter typeRef=\"boolean\" name=\"Pre-bureauAffordability\"/>\n <formalParameter typeRef=\"number\" name=\"Age\"/>\n <decisionTable hitPolicy=\"PRIORITY\" outputLabel=\"EligibilityRules\">\n <input id=\"_2bc2f208-6c1d-4411-8a19-c5b424fb8fa9\" label=\"Pre-bureauRiskCategory\">\n <inputExpression typeRef=\"string\">\n <text>Pre-bureauRiskCategory</text>\n </inputExpression>\n </input>\n <input id=\"_1d794320-6e6c-46bf-b86d-de073822d6f6\" label=\"Pre-bureauAffordability\">\n <inputExpression typeRef=\"boolean\">\n <text>Pre-bureauAffordability</text>\n </inputExpression>\n </input>\n <input id=\"_876096bc-7329-444a-830b-7bd2a06a7982\" label=\"Age\">\n <inputExpression typeRef=\"number\">\n <text>Age</text>\n </inputExpression>\n </input>\n <output id=\"_1beb4059-cfc5-4b79-a73d-cdd369ee308a\">\n <outputValues>\n <text>\"INELIGIBLE\", \"ELIGIBLE\"</text>\n </outputValues>\n </output>\n <rule id=\"_3e475ba3-f5a5-407e-95e9-c4081a6d1479\">\n <inputEntry id=\"_3e475ba3-f5a5-407e-95e9-c4081a6d1479-0\">\n <text>\"DECLINE\"</text>\n </inputEntry>\n <inputEntry id=\"_3e475ba3-f5a5-407e-95e9-c4081a6d1479-1\">\n <text>-</text>\n </inputEntry>\n <inputEntry id=\"_3e475ba3-f5a5-407e-95e9-c4081a6d1479-2\">\n <text>-</text>\n </inputEntry>\n <outputEntry typeRef=\"string\" id=\"_3e475ba3-f5a5-407e-95e9-c4081a6d1479-3\">\n <text>\"INELIGIBLE\"</text>\n </outputEntry>\n </rule>\n <rule id=\"_a3e0609d-0176-4920-9fd5-9cd0e51d6335\">\n <inputEntry id=\"_a3e0609d-0176-4920-9fd5-9cd0e51d6335-0\">\n <text>-</text>\n </inputEntry>\n <inputEntry id=\"_a3e0609d-0176-4920-9fd5-9cd0e51d6335-1\">\n <text>false</text>\n </inputEntry>\n <inputEntry id=\"_a3e0609d-0176-4920-9fd5-9cd0e51d6335-2\">\n <text>-</text>\n </inputEntry>\n <outputEntry typeRef=\"string\" id=\"_a3e0609d-0176-4920-9fd5-9cd0e51d6335-3\">\n <text>\"INELIGIBLE\"</text>\n </outputEntry>\n </rule>\n <rule id=\"_20ed95e5-71f3-4b61-9bf0-b5f47a2ed3ec\">\n <inputEntry id=\"_20ed95e5-71f3-4b61-9bf0-b5f47a2ed3ec-0\">\n <text>-</text>\n </inputEntry>\n <inputEntry id=\"_20ed95e5-71f3-4b61-9bf0-b5f47a2ed3ec-1\">\n <text>-</text>\n </inputEntry>\n <inputEntry id=\"_20ed95e5-71f3-4b61-9bf0-b5f47a2ed3ec-2\">\n <text><18</text>\n </inputEntry>\n <outputEntry typeRef=\"string\" id=\"_20ed95e5-71f3-4b61-9bf0-b5f47a2ed3ec-3\">\n <text>\"INELIGIBLE\"</text>\n </outputEntry>\n </rule>\n <rule id=\"_23369b13-bf65-47ed-b0af-9f2c2c118e52\">\n <inputEntry id=\"_23369b13-bf65-47ed-b0af-9f2c2c118e52-0\">\n <text>-</text>\n </inputEntry>\n <inputEntry id=\"_23369b13-bf65-47ed-b0af-9f2c2c118e52-1\">\n <text>-</text>\n </inputEntry>\n <inputEntry id=\"_23369b13-bf65-47ed-b0af-9f2c2c118e52-2\">\n <text>-</text>\n </inputEntry>\n <outputEntry typeRef=\"string\" id=\"_23369b13-bf65-47ed-b0af-9f2c2c118e52-3\">\n <text>\"ELIGIBLE\"</text>\n </outputEntry>\n </rule>\n </decisionTable>\n </encapsulatedLogic>\n </businessKnowledgeModel>\n <businessKnowledgeModel name=\"BureauCallTypeTable\" id=\"b_BureauCallTypeTable\">\n <variable typeRef=\"string\" name=\"BureauCallTypeTable\"/>\n <encapsulatedLogic>\n <formalParameter typeRef=\"tRiskCategory\" name=\"Pre-bureauRiskCategory\"/>\n <decisionTable outputLabel=\"BureauCallTypeTable\">\n <input id=\"_fcd1287d-7572-4523-ab27-33eff68d965b\" label=\"Pre-bureauRiskCategory\">\n <inputExpression typeRef=\"string\">\n <text>Pre-bureauRiskCategory</text>\n </inputExpression>\n </input>\n <output id=\"_89b655a2-2e07-4aec-afb4-c1a3b595da6e\"/>\n <rule id=\"_4d8928da-71c6-4d9b-b304-a2dbdf27ad88\">\n <inputEntry id=\"_4d8928da-71c6-4d9b-b304-a2dbdf27ad88-0\">\n <text>\"HIGH\",\"MEDIUM\"</text>\n </inputEntry>\n <outputEntry typeRef=\"string\" id=\"_4d8928da-71c6-4d9b-b304-a2dbdf27ad88-1\">\n <text>\"FULL\"</text>\n </outputEntry>\n </rule>\n <rule id=\"_0a9819a4-9cf0-4390-9ae5-af156c678c59\">\n <inputEntry id=\"_0a9819a4-9cf0-4390-9ae5-af156c678c59-0\">\n <text>\"LOW\"</text>\n </inputEntry>\n <outputEntry typeRef=\"string\" id=\"_0a9819a4-9cf0-4390-9ae5-af156c678c59-1\">\n <text>\"MINI\"</text>\n </outputEntry>\n </rule>\n <rule id=\"_80dc65d3-b61d-401e-b8ec-bd236c47404b\">\n <inputEntry id=\"_80dc65d3-b61d-401e-b8ec-bd236c47404b-0\">\n <text>\"VERY LOW\",\"DECLINE\"</text>\n </inputEntry>\n <outputEntry typeRef=\"string\" id=\"_80dc65d3-b61d-401e-b8ec-bd236c47404b-1\">\n <text>\"NONE\"</text>\n </outputEntry>\n </rule>\n </decisionTable>\n </encapsulatedLogic>\n </businessKnowledgeModel>\n <businessKnowledgeModel name=\"Pre-bureauRiskCategoryTable\" id=\"b_Pre-bureauRiskCategoryTable\">\n <variable typeRef=\"string\" name=\"Pre-bureauRiskCategoryTable\"/>\n <encapsulatedLogic>\n <formalParameter typeRef=\"boolean\" name=\"ExistingCustomer\"/>\n <formalParameter typeRef=\"number\" name=\"ApplicationRiskScore\"/>\n <decisionTable outputLabel=\"Pre-bureauRiskCategoryTable\">\n <input id=\"_6f7fbf13-3fa6-44f5-afe4-7c1e688e76a9\" label=\"ExistingCustomer\">\n <inputExpression typeRef=\"boolean\">\n <text>ExistingCustomer</text>\n </inputExpression>\n </input>\n <input id=\"_89d36bd5-03c2-4c6f-bf47-faa7d28e13a1\" label=\"ApplicationRiskScore\">\n <inputExpression typeRef=\"number\">\n <text>ApplicationRiskScore</text>\n </inputExpression>\n </input>\n <output id=\"_50a19805-7611-490b-8e92-5964a457e1e7\"/>\n <rule id=\"_e0082937-feb0-48f9-bbf4-0611cdb620c8\">\n <inputEntry id=\"_e0082937-feb0-48f9-bbf4-0611cdb620c8-0\">\n <text>false</text>\n </inputEntry>\n <inputEntry id=\"_e0082937-feb0-48f9-bbf4-0611cdb620c8-1\">\n <text><100</text>\n </inputEntry>\n <outputEntry typeRef=\"string\" id=\"_e0082937-feb0-48f9-bbf4-0611cdb620c8-2\">\n <text>\"HIGH\"</text>\n </outputEntry>\n </rule>\n <rule id=\"_d2ecd3bd-aa41-4f52-a09e-af12156d93f4\">\n <inputEntry id=\"_d2ecd3bd-aa41-4f52-a09e-af12156d93f4-0\">\n <text>false</text>\n </inputEntry>\n <inputEntry id=\"_d2ecd3bd-aa41-4f52-a09e-af12156d93f4-1\">\n <text>[100..120)</text>\n </inputEntry>\n <outputEntry typeRef=\"string\" id=\"_d2ecd3bd-aa41-4f52-a09e-af12156d93f4-2\">\n <text>\"MEDIUM\"</text>\n </outputEntry>\n </rule>\n <rule id=\"_f683499b-2beb-476d-ae18-90caf9eb929a\">\n <inputEntry id=\"_f683499b-2beb-476d-ae18-90caf9eb929a-0\">\n <text>false</text>\n </inputEntry>\n <inputEntry id=\"_f683499b-2beb-476d-ae18-90caf9eb929a-1\">\n <text>[120..130)</text>\n </inputEntry>\n <outputEntry typeRef=\"string\" id=\"_f683499b-2beb-476d-ae18-90caf9eb929a-2\">\n <text>\"LOW\"</text>\n </outputEntry>\n </rule>\n <rule id=\"_606eca29-2fb8-42c8-8eda-e3bc15c7cdf0\">\n <inputEntry id=\"_606eca29-2fb8-42c8-8eda-e3bc15c7cdf0-0\">\n <text>false</text>\n </inputEntry>\n <inputEntry id=\"_606eca29-2fb8-42c8-8eda-e3bc15c7cdf0-1\">\n <text>>130</text>\n </inputEntry>\n <outputEntry typeRef=\"string\" id=\"_606eca29-2fb8-42c8-8eda-e3bc15c7cdf0-2\">\n <text>\"VERY LOW\"</text>\n </outputEntry>\n </rule>\n <rule id=\"_ff97cf45-e2a7-43c1-9b06-1a4caadf519c\">\n <inputEntry id=\"_ff97cf45-e2a7-43c1-9b06-1a4caadf519c-0\">\n <text>true</text>\n </inputEntry>\n <inputEntry id=\"_ff97cf45-e2a7-43c1-9b06-1a4caadf519c-1\">\n <text><80</text>\n </inputEntry>\n <outputEntry typeRef=\"string\" id=\"_ff97cf45-e2a7-43c1-9b06-1a4caadf519c-2\">\n <text>\"DECLINE\"</text>\n </outputEntry>\n </rule>\n <rule id=\"_3457a501-8de9-49a5-ac44-9521aa94f332\">\n <inputEntry id=\"_3457a501-8de9-49a5-ac44-9521aa94f332-0\">\n <text>true</text>\n </inputEntry>\n <inputEntry id=\"_3457a501-8de9-49a5-ac44-9521aa94f332-1\">\n <text>[80..90)</text>\n </inputEntry>\n <outputEntry typeRef=\"string\" id=\"_3457a501-8de9-49a5-ac44-9521aa94f332-2\">\n <text>\"HIGH\"</text>\n </outputEntry>\n </rule>\n <rule id=\"_e093dbcb-d26b-4124-9a1f-77bf4db3ee0e\">\n <inputEntry id=\"_e093dbcb-d26b-4124-9a1f-77bf4db3ee0e-0\">\n <text>true</text>\n </inputEntry>\n <inputEntry id=\"_e093dbcb-d26b-4124-9a1f-77bf4db3ee0e-1\">\n <text>[90..110]</text>\n </inputEntry>\n <outputEntry typeRef=\"string\" id=\"_e093dbcb-d26b-4124-9a1f-77bf4db3ee0e-2\">\n <text>\"MEDIUM\"</text>\n </outputEntry>\n </rule>\n <rule id=\"_f1f6c928-57b4-4bed-be7e-eebec9e0400a\">\n <inputEntry id=\"_f1f6c928-57b4-4bed-be7e-eebec9e0400a-0\">\n <text>true</text>\n </inputEntry>\n <inputEntry id=\"_f1f6c928-57b4-4bed-be7e-eebec9e0400a-1\">\n <text>>110</text>\n </inputEntry>\n <outputEntry typeRef=\"string\" id=\"_f1f6c928-57b4-4bed-be7e-eebec9e0400a-2\">\n <text>\"LOW\"</text>\n </outputEntry>\n </rule>\n </decisionTable>\n </encapsulatedLogic>\n </businessKnowledgeModel>\n <businessKnowledgeModel name=\"Post-bureauRiskCategoryTable\" id=\"b_Post-bureauRiskCategoryTable\">\n <variable typeRef=\"string\" name=\"Post-bureauRiskCategoryTable\"/>\n <encapsulatedLogic>\n <formalParameter typeRef=\"boolean\" name=\"ExistingCustomer\"/>\n <formalParameter typeRef=\"number\" name=\"ApplicationRiskScore\"/>\n <formalParameter typeRef=\"number\" name=\"CreditScore\"/>\n <decisionTable outputLabel=\"Post-bureauRiskCategoryTable\">\n <input id=\"_0859d2fc-bb13-4eaa-bebf-4bf8f0866c49\" label=\"ExistingCustomer\">\n <inputExpression typeRef=\"boolean\">\n <text>ExistingCustomer</text>\n </inputExpression>\n </input>\n <input id=\"_fba27bc9-7678-4457-893e-6bc96fc69626\" label=\"ApplicationRiskScore\">\n <inputExpression typeRef=\"number\">\n <text>ApplicationRiskScore</text>\n </inputExpression>\n </input>\n <input id=\"_b54042e3-1fe7-4fb3-90d6-ec528047fafb\" label=\"CreditScore\">\n <inputExpression typeRef=\"number\">\n <text>CreditScore</text>\n </inputExpression>\n </input>\n <output id=\"_be066d93-7cda-4a46-ae37-ab508c0bd738\"/>\n <rule id=\"_cc9cbf6c-40b2-4fae-9e93-c38718aa4c15\">\n <inputEntry id=\"_cc9cbf6c-40b2-4fae-9e93-c38718aa4c15-0\">\n <text>false</text>\n </inputEntry>\n <inputEntry id=\"_cc9cbf6c-40b2-4fae-9e93-c38718aa4c15-1\">\n <text><120</text>\n </inputEntry>\n <inputEntry id=\"_cc9cbf6c-40b2-4fae-9e93-c38718aa4c15-2\">\n <text><590</text>\n </inputEntry>\n <outputEntry typeRef=\"string\" id=\"_cc9cbf6c-40b2-4fae-9e93-c38718aa4c15-3\">\n <text>\"HIGH\"</text>\n </outputEntry>\n </rule>\n <rule id=\"_0d6ad398-440b-4a9a-b5e7-d8331ba9e4d2\">\n <inputEntry id=\"_0d6ad398-440b-4a9a-b5e7-d8331ba9e4d2-0\">\n <text>false</text>\n </inputEntry>\n <inputEntry id=\"_0d6ad398-440b-4a9a-b5e7-d8331ba9e4d2-1\">\n <text><120</text>\n </inputEntry>\n <inputEntry id=\"_0d6ad398-440b-4a9a-b5e7-d8331ba9e4d2-2\">\n <text>[590..610]</text>\n </inputEntry>\n <outputEntry typeRef=\"string\" id=\"_0d6ad398-440b-4a9a-b5e7-d8331ba9e4d2-3\">\n <text>\"MEDIUM\"</text>\n </outputEntry>\n </rule>\n <rule id=\"_481b8823-7ab7-4e4e-9b70-d318096dd61d\">\n <inputEntry id=\"_481b8823-7ab7-4e4e-9b70-d318096dd61d-0\">\n <text>false</text>\n </inputEntry>\n <inputEntry id=\"_481b8823-7ab7-4e4e-9b70-d318096dd61d-1\">\n <text><120</text>\n </inputEntry>\n <inputEntry id=\"_481b8823-7ab7-4e4e-9b70-d318096dd61d-2\">\n <text>>610</text>\n </inputEntry>\n <outputEntry typeRef=\"string\" id=\"_481b8823-7ab7-4e4e-9b70-d318096dd61d-3\">\n <text>\"LOW\"</text>\n </outputEntry>\n </rule>\n <rule id=\"_9b1faa6a-3036-48f6-9dc3-c9dd5730f279\">\n <inputEntry id=\"_9b1faa6a-3036-48f6-9dc3-c9dd5730f279-0\">\n <text>false</text>\n </inputEntry>\n <inputEntry id=\"_9b1faa6a-3036-48f6-9dc3-c9dd5730f279-1\">\n <text>[120..130]</text>\n </inputEntry>\n <inputEntry id=\"_9b1faa6a-3036-48f6-9dc3-c9dd5730f279-2\">\n <text><600</text>\n </inputEntry>\n <outputEntry typeRef=\"string\" id=\"_9b1faa6a-3036-48f6-9dc3-c9dd5730f279-3\">\n <text>\"HIGH\"</text>\n </outputEntry>\n </rule>\n <rule id=\"_578c86e3-e237-4dd3-bdb2-f22bc2fc748f\">\n <inputEntry id=\"_578c86e3-e237-4dd3-bdb2-f22bc2fc748f-0\">\n <text>false</text>\n </inputEntry>\n <inputEntry id=\"_578c86e3-e237-4dd3-bdb2-f22bc2fc748f-1\">\n <text>[120..130]</text>\n </inputEntry>\n <inputEntry id=\"_578c86e3-e237-4dd3-bdb2-f22bc2fc748f-2\">\n <text>[600..625]</text>\n </inputEntry>\n <outputEntry typeRef=\"string\" id=\"_578c86e3-e237-4dd3-bdb2-f22bc2fc748f-3\">\n <text>\"MEDIUM\"</text>\n </outputEntry>\n </rule>\n <rule id=\"_2c381fb4-ba8c-42b5-9e2a-8e7afdaa1488\">\n <inputEntry id=\"_2c381fb4-ba8c-42b5-9e2a-8e7afdaa1488-0\">\n <text>false</text>\n </inputEntry>\n <inputEntry id=\"_2c381fb4-ba8c-42b5-9e2a-8e7afdaa1488-1\">\n <text>[120..130]</text>\n </inputEntry>\n <inputEntry id=\"_2c381fb4-ba8c-42b5-9e2a-8e7afdaa1488-2\">\n <text>>625</text>\n </inputEntry>\n <outputEntry typeRef=\"string\" id=\"_2c381fb4-ba8c-42b5-9e2a-8e7afdaa1488-3\">\n <text>\"LOW\"</text>\n </outputEntry>\n </rule>\n <rule id=\"_181968ef-d435-456b-a0cd-38223ef291dc\">\n <inputEntry id=\"_181968ef-d435-456b-a0cd-38223ef291dc-0\">\n <text>false</text>\n </inputEntry>\n <inputEntry id=\"_181968ef-d435-456b-a0cd-38223ef291dc-1\">\n <text>>130</text>\n </inputEntry>\n <inputEntry id=\"_181968ef-d435-456b-a0cd-38223ef291dc-2\">\n <text>-</text>\n </inputEntry>\n <outputEntry typeRef=\"string\" id=\"_181968ef-d435-456b-a0cd-38223ef291dc-3\">\n <text>\"VERY LOW\"</text>\n </outputEntry>\n </rule>\n <rule id=\"_08c84023-da86-42d4-ba49-b3e741dacbdb\">\n <inputEntry id=\"_08c84023-da86-42d4-ba49-b3e741dacbdb-0\">\n <text>true</text>\n </inputEntry>\n <inputEntry id=\"_08c84023-da86-42d4-ba49-b3e741dacbdb-1\">\n <text><=100</text>\n </inputEntry>\n <inputEntry id=\"_08c84023-da86-42d4-ba49-b3e741dacbdb-2\">\n <text><580</text>\n </inputEntry>\n <outputEntry typeRef=\"string\" id=\"_08c84023-da86-42d4-ba49-b3e741dacbdb-3\">\n <text>\"HIGH\"</text>\n </outputEntry>\n </rule>\n <rule id=\"_a670400b-bded-45d4-b8b9-f9870fda8817\">\n <inputEntry id=\"_a670400b-bded-45d4-b8b9-f9870fda8817-0\">\n <text>true</text>\n </inputEntry>\n <inputEntry id=\"_a670400b-bded-45d4-b8b9-f9870fda8817-1\">\n <text><=100</text>\n </inputEntry>\n <inputEntry id=\"_a670400b-bded-45d4-b8b9-f9870fda8817-2\">\n <text>[580..600]</text>\n </inputEntry>\n <outputEntry typeRef=\"string\" id=\"_a670400b-bded-45d4-b8b9-f9870fda8817-3\">\n <text>\"MEDIUM\"</text>\n </outputEntry>\n </rule>\n <rule id=\"_f0f466a3-0b6a-41fe-b109-d655eba844e7\">\n <inputEntry id=\"_f0f466a3-0b6a-41fe-b109-d655eba844e7-0\">\n <text>true</text>\n </inputEntry>\n <inputEntry id=\"_f0f466a3-0b6a-41fe-b109-d655eba844e7-1\">\n <text><=100</text>\n </inputEntry>\n <inputEntry id=\"_f0f466a3-0b6a-41fe-b109-d655eba844e7-2\">\n <text>>600</text>\n </inputEntry>\n <outputEntry typeRef=\"string\" id=\"_f0f466a3-0b6a-41fe-b109-d655eba844e7-3\">\n <text>\"LOW\"</text>\n </outputEntry>\n </rule>\n <rule id=\"_b8742c40-6ec2-4848-81a8-337e8ce7c5e1\">\n <inputEntry id=\"_b8742c40-6ec2-4848-81a8-337e8ce7c5e1-0\">\n <text>true</text>\n </inputEntry>\n <inputEntry id=\"_b8742c40-6ec2-4848-81a8-337e8ce7c5e1-1\">\n <text>>100</text>\n </inputEntry>\n <inputEntry id=\"_b8742c40-6ec2-4848-81a8-337e8ce7c5e1-2\">\n <text><590</text>\n </inputEntry>\n <outputEntry typeRef=\"string\" id=\"_b8742c40-6ec2-4848-81a8-337e8ce7c5e1-3\">\n <text>\"HIGH\"</text>\n </outputEntry>\n </rule>\n <rule id=\"_2eba5777-6ff9-46b8-a445-a41afb2cdcf9\">\n <inputEntry id=\"_2eba5777-6ff9-46b8-a445-a41afb2cdcf9-0\">\n <text>true</text>\n </inputEntry>\n <inputEntry id=\"_2eba5777-6ff9-46b8-a445-a41afb2cdcf9-1\">\n <text>>100</text>\n </inputEntry>\n <inputEntry id=\"_2eba5777-6ff9-46b8-a445-a41afb2cdcf9-2\">\n <text>[590..615]</text>\n </inputEntry>\n <outputEntry typeRef=\"string\" id=\"_2eba5777-6ff9-46b8-a445-a41afb2cdcf9-3\">\n <text>\"MEDIUM\"</text>\n </outputEntry>\n </rule>\n <rule id=\"_ba0ef1af-02b0-4a89-b75b-901d5044bbe4\">\n <inputEntry id=\"_ba0ef1af-02b0-4a89-b75b-901d5044bbe4-0\">\n <text>true</text>\n </inputEntry>\n <inputEntry id=\"_ba0ef1af-02b0-4a89-b75b-901d5044bbe4-1\">\n <text>>100</text>\n </inputEntry>\n <inputEntry id=\"_ba0ef1af-02b0-4a89-b75b-901d5044bbe4-2\">\n <text>>615</text>\n </inputEntry>\n <outputEntry typeRef=\"string\" id=\"_ba0ef1af-02b0-4a89-b75b-901d5044bbe4-3\">\n <text>\"LOW\"</text>\n </outputEntry>\n </rule>\n </decisionTable>\n </encapsulatedLogic>\n </businessKnowledgeModel>\n <businessKnowledgeModel name=\"ApplicationRiskScoreModel\" id=\"b_ApplicationRiskScoreModel\">\n <variable typeRef=\"number\" name=\"ApplicationRiskScoreModel\"/>\n <encapsulatedLogic>\n <formalParameter typeRef=\"number\" name=\"Age\"/>\n <formalParameter typeRef=\"string\" name=\"MaritalStatus\"/>\n <formalParameter typeRef=\"string\" name=\"EmploymentStatus\"/>\n <decisionTable aggregation=\"SUM\" hitPolicy=\"COLLECT\" outputLabel=\"ApplicationRiskScoreModel\">\n <input id=\"_dc6c54d5-80a0-4b78-aa83-0a33802de55c\" label=\"Age\">\n <inputExpression typeRef=\"number\">\n <text>Age</text>\n </inputExpression>\n <inputValues>\n <text>[18..120]</text>\n </inputValues>\n </input>\n <input id=\"_ee956a72-302e-4c89-89a5-1cae18915df9\" label=\"MaritalStatus\">\n <inputExpression typeRef=\"string\">\n <text>MaritalStatus</text>\n </inputExpression>\n <inputValues>\n <text>\"S\", \"M\"</text>\n </inputValues>\n </input>\n <input id=\"_d6432000-3b07-465e-b31c-8576677b8d39\" label=\"EmploymentStatus\">\n <inputExpression typeRef=\"string\">\n <text>EmploymentStatus</text>\n </inputExpression>\n <inputValues>\n <text>\"UNEMPLOYED\", \"EMPLOYED\", \"SELF-EMPLOYED\", \"STUDENT\"</text>\n </inputValues>\n </input>\n <output id=\"_79391b75-39ec-44d1-8104-c2d0b09b2523\"/>\n <rule id=\"_a3bbf3c8-5315-4fd9-862c-810518b2ab6d\">\n <inputEntry id=\"_a3bbf3c8-5315-4fd9-862c-810518b2ab6d-0\">\n <text>[18..21]</text>\n </inputEntry>\n <inputEntry id=\"_a3bbf3c8-5315-4fd9-862c-810518b2ab6d-1\">\n <text>-</text>\n </inputEntry>\n <inputEntry id=\"_a3bbf3c8-5315-4fd9-862c-810518b2ab6d-2\">\n <text>-</text>\n </inputEntry>\n <outputEntry typeRef=\"number\" id=\"_a3bbf3c8-5315-4fd9-862c-810518b2ab6d-3\">\n <text>32</text>\n </outputEntry>\n </rule>\n <rule id=\"_cacdc480-72be-4225-b053-f066c28dbe47\">\n <inputEntry id=\"_cacdc480-72be-4225-b053-f066c28dbe47-0\">\n <text>[22..25]</text>\n </inputEntry>\n <inputEntry id=\"_cacdc480-72be-4225-b053-f066c28dbe47-1\">\n <text>-</text>\n </inputEntry>\n <inputEntry id=\"_cacdc480-72be-4225-b053-f066c28dbe47-2\">\n <text>-</text>\n </inputEntry>\n <outputEntry typeRef=\"number\" id=\"_cacdc480-72be-4225-b053-f066c28dbe47-3\">\n <text>35</text>\n </outputEntry>\n </rule>\n <rule id=\"_eade01fe-857d-4d41-ae69-d355b94e06bc\">\n <inputEntry id=\"_eade01fe-857d-4d41-ae69-d355b94e06bc-0\">\n <text>[26..35]</text>\n </inputEntry>\n <inputEntry id=\"_eade01fe-857d-4d41-ae69-d355b94e06bc-1\">\n <text>-</text>\n </inputEntry>\n <inputEntry id=\"_eade01fe-857d-4d41-ae69-d355b94e06bc-2\">\n <text>-</text>\n </inputEntry>\n <outputEntry typeRef=\"number\" id=\"_eade01fe-857d-4d41-ae69-d355b94e06bc-3\">\n <text>40</text>\n </outputEntry>\n </rule>\n <rule id=\"_31f5ffb6-d991-4f62-a050-6cd80a4b8d82\">\n <inputEntry id=\"_31f5ffb6-d991-4f62-a050-6cd80a4b8d82-0\">\n <text>[36..49]</text>\n </inputEntry>\n <inputEntry id=\"_31f5ffb6-d991-4f62-a050-6cd80a4b8d82-1\">\n <text>-</text>\n </inputEntry>\n <inputEntry id=\"_31f5ffb6-d991-4f62-a050-6cd80a4b8d82-2\">\n <text>-</text>\n </inputEntry>\n <outputEntry typeRef=\"number\" id=\"_31f5ffb6-d991-4f62-a050-6cd80a4b8d82-3\">\n <text>43</text>\n </outputEntry>\n </rule>\n <rule id=\"_b5245861-10b9-4db1-a2e6-7fbdae837a67\">\n <inputEntry id=\"_b5245861-10b9-4db1-a2e6-7fbdae837a67-0\">\n <text>>=50</text>\n </inputEntry>\n <inputEntry id=\"_b5245861-10b9-4db1-a2e6-7fbdae837a67-1\">\n <text>-</text>\n </inputEntry>\n <inputEntry id=\"_b5245861-10b9-4db1-a2e6-7fbdae837a67-2\">\n <text>-</text>\n </inputEntry>\n <outputEntry typeRef=\"number\" id=\"_b5245861-10b9-4db1-a2e6-7fbdae837a67-3\">\n <text>48</text>\n </outputEntry>\n </rule>\n <rule id=\"_4caf7dc6-aa7d-4f5a-9eec-4c403083b4c5\">\n <inputEntry id=\"_4caf7dc6-aa7d-4f5a-9eec-4c403083b4c5-0\">\n <text>-</text>\n </inputEntry>\n <inputEntry id=\"_4caf7dc6-aa7d-4f5a-9eec-4c403083b4c5-1\">\n <text>\"S\"</text>\n </inputEntry>\n <inputEntry id=\"_4caf7dc6-aa7d-4f5a-9eec-4c403083b4c5-2\">\n <text>-</text>\n </inputEntry>\n <outputEntry typeRef=\"number\" id=\"_4caf7dc6-aa7d-4f5a-9eec-4c403083b4c5-3\">\n <text>25</text>\n </outputEntry>\n </rule>\n <rule id=\"_4034dd3e-0366-455f-bcba-1d7a7c59ba7f\">\n <inputEntry id=\"_4034dd3e-0366-455f-bcba-1d7a7c59ba7f-0\">\n <text>-</text>\n </inputEntry>\n <inputEntry id=\"_4034dd3e-0366-455f-bcba-1d7a7c59ba7f-1\">\n <text>\"M\"</text>\n </inputEntry>\n <inputEntry id=\"_4034dd3e-0366-455f-bcba-1d7a7c59ba7f-2\">\n <text>-</text>\n </inputEntry>\n <outputEntry typeRef=\"number\" id=\"_4034dd3e-0366-455f-bcba-1d7a7c59ba7f-3\">\n <text>45</text>\n </outputEntry>\n </rule>\n <rule id=\"_51933974-5c70-44be-892d-20fbb6af66a9\">\n <inputEntry id=\"_51933974-5c70-44be-892d-20fbb6af66a9-0\">\n <text>-</text>\n </inputEntry>\n <inputEntry id=\"_51933974-5c70-44be-892d-20fbb6af66a9-1\">\n <text>-</text>\n </inputEntry>\n <inputEntry id=\"_51933974-5c70-44be-892d-20fbb6af66a9-2\">\n <text>\"UNEMPLOYED\"</text>\n </inputEntry>\n <outputEntry typeRef=\"number\" id=\"_51933974-5c70-44be-892d-20fbb6af66a9-3\">\n <text>15</text>\n </outputEntry>\n </rule>\n <rule id=\"_3d3a596f-6e83-483b-96e6-715b33ba7af5\">\n <inputEntry id=\"_3d3a596f-6e83-483b-96e6-715b33ba7af5-0\">\n <text>-</text>\n </inputEntry>\n <inputEntry id=\"_3d3a596f-6e83-483b-96e6-715b33ba7af5-1\">\n <text>-</text>\n </inputEntry>\n <inputEntry id=\"_3d3a596f-6e83-483b-96e6-715b33ba7af5-2\">\n <text>\"EMPLOYED\"</text>\n </inputEntry>\n <outputEntry typeRef=\"number\" id=\"_3d3a596f-6e83-483b-96e6-715b33ba7af5-3\">\n <text>45</text>\n </outputEntry>\n </rule>\n <rule id=\"_732fd2fe-c312-4be5-8fb4-fd6699a28ec0\">\n <inputEntry id=\"_732fd2fe-c312-4be5-8fb4-fd6699a28ec0-0\">\n <text>-</text>\n </inputEntry>\n <inputEntry id=\"_732fd2fe-c312-4be5-8fb4-fd6699a28ec0-1\">\n <text>-</text>\n </inputEntry>\n <inputEntry id=\"_732fd2fe-c312-4be5-8fb4-fd6699a28ec0-2\">\n <text>\"SELF-EMPLOYED\"</text>\n </inputEntry>\n <outputEntry typeRef=\"number\" id=\"_732fd2fe-c312-4be5-8fb4-fd6699a28ec0-3\">\n <text>36</text>\n </outputEntry>\n </rule>\n <rule id=\"_cea5e26e-43e0-4457-9ae8-c8c1fcbc22f1\">\n <inputEntry id=\"_cea5e26e-43e0-4457-9ae8-c8c1fcbc22f1-0\">\n <text>-</text>\n </inputEntry>\n <inputEntry id=\"_cea5e26e-43e0-4457-9ae8-c8c1fcbc22f1-1\">\n <text>-</text>\n </inputEntry>\n <inputEntry id=\"_cea5e26e-43e0-4457-9ae8-c8c1fcbc22f1-2\">\n <text>\"STUDENT\"</text>\n </inputEntry>\n <outputEntry typeRef=\"number\" id=\"_cea5e26e-43e0-4457-9ae8-c8c1fcbc22f1-3\">\n <text>18</text>\n </outputEntry>\n </rule>\n </decisionTable>\n </encapsulatedLogic>\n </businessKnowledgeModel>\n <businessKnowledgeModel name=\"InstallmentCalculation\" id=\"b_InstallmentCalculation\">\n <variable typeRef=\"number\" name=\"InstallmentCalculation\"/>\n <encapsulatedLogic>\n <formalParameter typeRef=\"string\" name=\"ProductType\"/>\n <formalParameter typeRef=\"number\" name=\"Rate\"/>\n <formalParameter typeRef=\"number\" name=\"Term\"/>\n <formalParameter typeRef=\"number\" name=\"Amount\"/>\n <context>\n <contextEntry>\n <variable typeRef=\"number\" name=\"MonthlyFee\"/>\n <literalExpression>\n <text>if ProductType = \"STANDARD LOAN\" then 20.00 else if ProductType = \"SPECIAL LOAN\" then 25.00 else null</text>\n </literalExpression>\n </contextEntry>\n <contextEntry>\n <variable typeRef=\"number\" name=\"MonthlyRepayment\"/>\n <literalExpression>\n <text>(Amount * Rate / 12) / (1 - (1 + Rate / 12) ** -Term)</text>\n </literalExpression>\n </contextEntry>\n <contextEntry>\n <literalExpression typeRef=\"number\">\n <text>decimal(MonthlyRepayment + MonthlyFee,16)</text>\n </literalExpression>\n </contextEntry>\n </context>\n </encapsulatedLogic>\n </businessKnowledgeModel>\n <businessKnowledgeModel name=\"RoutingRules\" id=\"b_RoutingRules\">\n <variable typeRef=\"string\" name=\"RoutingRules\"/>\n <encapsulatedLogic>\n <formalParameter typeRef=\"tRiskCategory\" name=\"Post-bureauRiskCategory\"/>\n <formalParameter typeRef=\"boolean\" name=\"Post-bureauAffordability\"/>\n <formalParameter typeRef=\"boolean\" name=\"Bankrupt\"/>\n <formalParameter typeRef=\"number\" name=\"CreditScore\"/>\n <decisionTable hitPolicy=\"PRIORITY\" outputLabel=\"RoutingRules\">\n <input id=\"_e4d34fbe-9d83-4126-a268-6ff44d6d33c0\" label=\"Post-bureauRiskCategory\">\n <inputExpression typeRef=\"string\">\n <text>Post-bureauRiskCategory</text>\n </inputExpression>\n </input>\n <input id=\"_fc1055cf-ab08-44a0-91bc-2d6539df00c5\" label=\"Post-bureauAffordability\">\n <inputExpression typeRef=\"boolean\">\n <text>Post-bureauAffordability</text>\n </inputExpression>\n </input>\n <input id=\"_17cf72a2-81db-4ee3-a599-aaa70699fdf7\" label=\"Bankrupt\">\n <inputExpression typeRef=\"boolean\">\n <text>Bankrupt</text>\n </inputExpression>\n </input>\n <input id=\"_f692dbba-dc13-4076-a5ba-275041c0b944\" label=\"CreditScore\">\n <inputExpression typeRef=\"number\">\n <text>CreditScore</text>\n </inputExpression>\n </input>\n <output id=\"_4b478b34-a8f7-4019-a667-1c78d64154fe\">\n <outputValues>\n <text>\"DECLINE\", \"REFER\", \"ACCEPT\"</text>\n </outputValues>\n </output>\n <rule id=\"_e7e1be73-1250-49ca-ac8c-0163f4df4eaf\">\n <inputEntry id=\"_e7e1be73-1250-49ca-ac8c-0163f4df4eaf-0\">\n <text>-</text>\n </inputEntry>\n <inputEntry id=\"_e7e1be73-1250-49ca-ac8c-0163f4df4eaf-1\">\n <text>false</text>\n </inputEntry>\n <inputEntry id=\"_e7e1be73-1250-49ca-ac8c-0163f4df4eaf-2\">\n <text>-</text>\n </inputEntry>\n <inputEntry id=\"_e7e1be73-1250-49ca-ac8c-0163f4df4eaf-3\">\n <text>-</text>\n </inputEntry>\n <outputEntry typeRef=\"string\" id=\"_e7e1be73-1250-49ca-ac8c-0163f4df4eaf-4\">\n <text>\"DECLINE\"</text>\n </outputEntry>\n </rule>\n <rule id=\"_a905d88e-eb62-4f5f-8447-32f541ebd31a\">\n <inputEntry id=\"_a905d88e-eb62-4f5f-8447-32f541ebd31a-0\">\n <text>-</text>\n </inputEntry>\n <inputEntry id=\"_a905d88e-eb62-4f5f-8447-32f541ebd31a-1\">\n <text>-</text>\n </inputEntry>\n <inputEntry id=\"_a905d88e-eb62-4f5f-8447-32f541ebd31a-2\">\n <text>true</text>\n </inputEntry>\n <inputEntry id=\"_a905d88e-eb62-4f5f-8447-32f541ebd31a-3\">\n <text>-</text>\n </inputEntry>\n <outputEntry typeRef=\"string\" id=\"_a905d88e-eb62-4f5f-8447-32f541ebd31a-4\">\n <text>\"DECLINE\"</text>\n </outputEntry>\n </rule>\n <rule id=\"_36d8f903-d158-4d18-970a-9a53d4a8c69e\">\n <inputEntry id=\"_36d8f903-d158-4d18-970a-9a53d4a8c69e-0\">\n <text>\"HIGH\"</text>\n </inputEntry>\n <inputEntry id=\"_36d8f903-d158-4d18-970a-9a53d4a8c69e-1\">\n <text>-</text>\n </inputEntry>\n <inputEntry id=\"_36d8f903-d158-4d18-970a-9a53d4a8c69e-2\">\n <text>-</text>\n </inputEntry>\n <inputEntry id=\"_36d8f903-d158-4d18-970a-9a53d4a8c69e-3\">\n <text>-</text>\n </inputEntry>\n <outputEntry typeRef=\"string\" id=\"_36d8f903-d158-4d18-970a-9a53d4a8c69e-4\">\n <text>\"REFER\"</text>\n </outputEntry>\n </rule>\n <rule id=\"_c51cff41-6161-435b-af3b-17dcbd4591b9\">\n <inputEntry id=\"_c51cff41-6161-435b-af3b-17dcbd4591b9-0\">\n <text>-</text>\n </inputEntry>\n <inputEntry id=\"_c51cff41-6161-435b-af3b-17dcbd4591b9-1\">\n <text>-</text>\n </inputEntry>\n <inputEntry id=\"_c51cff41-6161-435b-af3b-17dcbd4591b9-2\">\n <text>-</text>\n </inputEntry>\n <inputEntry id=\"_c51cff41-6161-435b-af3b-17dcbd4591b9-3\">\n <text><580</text>\n </inputEntry>\n <outputEntry typeRef=\"string\" id=\"_c51cff41-6161-435b-af3b-17dcbd4591b9-4\">\n <text>\"REFER\"</text>\n </outputEntry>\n </rule>\n <rule id=\"_1bb571e8-b791-4967-9c70-77c402982e3b\">\n <inputEntry id=\"_1bb571e8-b791-4967-9c70-77c402982e3b-0\">\n <text>-</text>\n </inputEntry>\n <inputEntry id=\"_1bb571e8-b791-4967-9c70-77c402982e3b-1\">\n <text>-</text>\n </inputEntry>\n <inputEntry id=\"_1bb571e8-b791-4967-9c70-77c402982e3b-2\">\n <text>-</text>\n </inputEntry>\n <inputEntry id=\"_1bb571e8-b791-4967-9c70-77c402982e3b-3\">\n <text>-</text>\n </inputEntry>\n <outputEntry typeRef=\"string\" id=\"_1bb571e8-b791-4967-9c70-77c402982e3b-4\">\n <text>\"ACCEPT\"</text>\n </outputEntry>\n </rule>\n </decisionTable>\n </encapsulatedLogic>\n </businessKnowledgeModel>\n <inputData name=\"ApplicantData\" id=\"i_ApplicantData\">\n <variable typeRef=\"tApplicantData\" name=\"ApplicantData\"/>\n </inputData>\n <inputData name=\"BureauData\" id=\"i_BureauData\">\n <variable typeRef=\"tBureauData\" name=\"BureauData\"/>\n </inputData>\n <inputData name=\"RequestedProduct\" id=\"i_RequestedProduct\">\n <variable typeRef=\"tRequestedProduct\" name=\"RequestedProduct\"/>\n </inputData>\n <inputData name=\"SupportingDocuments\" id=\"i_SupportingDocuments\">\n <variable typeRef=\"string\" name=\"SupportingDocuments\"/>\n </inputData>\n <dmndi:DMNDI>\n <dmndi:DMNDiagram id=\"_4e0f0b70-d31c-471c-bd52-5ca709ed362b_D1\">\n <dmndi:Size height=\"1266.0\" width=\"2226.0\"/>\n <dmndi:DMNShape dmnElementRef=\"d_BureauCallType\" id=\"_4e0f0b70-d31c-471c-bd52-5ca709ed362b_s1\">\n <dc:Bounds height=\"61.0\" width=\"154.0\" x=\"287.0\" y=\"331.0\"/>\n </dmndi:DMNShape>\n <dmndi:DMNShape dmnElementRef=\"d_Strategy\" id=\"_4e0f0b70-d31c-471c-bd52-5ca709ed362b_s2\">\n <dc:Bounds height=\"61.0\" width=\"154.0\" x=\"394.0\" y=\"150.0\"/>\n </dmndi:DMNShape>\n <dmndi:DMNShape dmnElementRef=\"d_Eligibility\" id=\"_4e0f0b70-d31c-471c-bd52-5ca709ed362b_s3\">\n <dc:Bounds height=\"61.0\" width=\"154.0\" x=\"501.0\" y=\"331.0\"/>\n </dmndi:DMNShape>\n <dmndi:DMNShape dmnElementRef=\"d_Pre-bureauRiskCategory\" id=\"_4e0f0b70-d31c-471c-bd52-5ca709ed362b_s4\">\n <dc:Bounds height=\"61.0\" width=\"154.0\" x=\"298.0\" y=\"693.0\"/>\n </dmndi:DMNShape>\n <dmndi:DMNShape dmnElementRef=\"d_Post-bureauRiskCategory\" id=\"_4e0f0b70-d31c-471c-bd52-5ca709ed362b_s5\">\n <dc:Bounds height=\"61.0\" width=\"154.0\" x=\"1424.0\" y=\"693.0\"/>\n </dmndi:DMNShape>\n <dmndi:DMNShape dmnElementRef=\"d_ApplicationRiskScore\" id=\"_4e0f0b70-d31c-471c-bd52-5ca709ed362b_s6\">\n <dc:Bounds height=\"61.0\" width=\"154.0\" x=\"436.0\" y=\"874.0\"/>\n </dmndi:DMNShape>\n <dmndi:DMNShape dmnElementRef=\"d_Pre-bureauAffordability\" id=\"_4e0f0b70-d31c-471c-bd52-5ca709ed362b_s7\">\n <dc:Bounds height=\"61.0\" width=\"154.0\" x=\"711.0\" y=\"512.0\"/>\n </dmndi:DMNShape>\n <dmndi:DMNShape dmnElementRef=\"d_Post-bureauAffordability\" id=\"_4e0f0b70-d31c-471c-bd52-5ca709ed362b_s8\">\n <dc:Bounds height=\"61.0\" width=\"154.0\" x=\"1286.0\" y=\"512.0\"/>\n </dmndi:DMNShape>\n <dmndi:DMNShape dmnElementRef=\"d_RequiredMonthlyInstallment\" id=\"_4e0f0b70-d31c-471c-bd52-5ca709ed362b_s9\">\n <dc:Bounds height=\"61.0\" width=\"154.0\" x=\"913.0\" y=\"693.0\"/>\n </dmndi:DMNShape>\n <dmndi:DMNShape dmnElementRef=\"d_Routing\" id=\"_4e0f0b70-d31c-471c-bd52-5ca709ed362b_s10\">\n <dc:Bounds height=\"61.0\" width=\"154.0\" x=\"1424.0\" y=\"331.0\"/>\n </dmndi:DMNShape>\n <dmndi:DMNShape dmnElementRef=\"d_Adjudication\" id=\"_4e0f0b70-d31c-471c-bd52-5ca709ed362b_s11\">\n <dc:Bounds height=\"61.0\" width=\"154.0\" x=\"1638.0\" y=\"693.0\"/>\n </dmndi:DMNShape>\n <dmndi:DMNShape dmnElementRef=\"b_AffordabilityCalculation\" id=\"_4e0f0b70-d31c-471c-bd52-5ca709ed362b_s12\">\n <dc:Bounds height=\"61.0\" width=\"154.0\" x=\"1149.0\" y=\"693.0\"/>\n </dmndi:DMNShape>\n <dmndi:DMNShape dmnElementRef=\"b_CreditContingencyFactorTable\" id=\"_4e0f0b70-d31c-471c-bd52-5ca709ed362b_s13\">\n <dc:Bounds height=\"61.0\" width=\"154.0\" x=\"1149.0\" y=\"874.0\"/>\n </dmndi:DMNShape>\n <dmndi:DMNShape dmnElementRef=\"b_EligibilityRules\" id=\"_4e0f0b70-d31c-471c-bd52-5ca709ed362b_s14\">\n <dc:Bounds height=\"61.0\" width=\"154.0\" x=\"436.0\" y=\"512.0\"/>\n </dmndi:DMNShape>\n <dmndi:DMNShape dmnElementRef=\"b_BureauCallTypeTable\" id=\"_4e0f0b70-d31c-471c-bd52-5ca709ed362b_s15\">\n <dc:Bounds height=\"61.0\" width=\"154.0\" x=\"150.0\" y=\"512.0\"/>\n </dmndi:DMNShape>\n <dmndi:DMNShape dmnElementRef=\"b_Pre-bureauRiskCategoryTable\" id=\"_4e0f0b70-d31c-471c-bd52-5ca709ed362b_s16\">\n <dc:Bounds height=\"61.0\" width=\"154.0\" x=\"161.0\" y=\"874.0\"/>\n </dmndi:DMNShape>\n <dmndi:DMNShape dmnElementRef=\"b_Post-bureauRiskCategoryTable\" id=\"_4e0f0b70-d31c-471c-bd52-5ca709ed362b_s17\">\n <dc:Bounds height=\"61.0\" width=\"154.0\" x=\"1435.0\" y=\"874.0\"/>\n </dmndi:DMNShape>\n <dmndi:DMNShape dmnElementRef=\"b_ApplicationRiskScoreModel\" id=\"_4e0f0b70-d31c-471c-bd52-5ca709ed362b_s18\">\n <dc:Bounds height=\"61.0\" width=\"154.0\" x=\"436.0\" y=\"1055.0\"/>\n </dmndi:DMNShape>\n <dmndi:DMNShape dmnElementRef=\"b_InstallmentCalculation\" id=\"_4e0f0b70-d31c-471c-bd52-5ca709ed362b_s19\">\n <dc:Bounds height=\"61.0\" width=\"154.0\" x=\"722.0\" y=\"874.0\"/>\n </dmndi:DMNShape>\n <dmndi:DMNShape dmnElementRef=\"b_RoutingRules\" id=\"_4e0f0b70-d31c-471c-bd52-5ca709ed362b_s20\">\n <dc:Bounds height=\"61.0\" width=\"154.0\" x=\"1072.0\" y=\"512.0\"/>\n </dmndi:DMNShape>\n <dmndi:DMNShape dmnElementRef=\"i_ApplicantData\" id=\"_4e0f0b70-d31c-471c-bd52-5ca709ed362b_s21\">\n <dc:Bounds height=\"60.0\" width=\"153.0\" x=\"650.0\" y=\"1055.0\"/>\n </dmndi:DMNShape>\n <dmndi:DMNShape dmnElementRef=\"i_BureauData\" id=\"_4e0f0b70-d31c-471c-bd52-5ca709ed362b_s22\">\n <dc:Bounds height=\"60.0\" width=\"153.0\" x=\"1923.0\" y=\"874.0\"/>\n </dmndi:DMNShape>\n <dmndi:DMNShape dmnElementRef=\"i_RequestedProduct\" id=\"_4e0f0b70-d31c-471c-bd52-5ca709ed362b_s23\">\n <dc:Bounds height=\"60.0\" width=\"153.0\" x=\"936.0\" y=\"874.0\"/>\n </dmndi:DMNShape>\n <dmndi:DMNShape dmnElementRef=\"i_SupportingDocuments\" id=\"_4e0f0b70-d31c-471c-bd52-5ca709ed362b_s24\">\n <dc:Bounds height=\"60.0\" width=\"153.0\" x=\"1710.0\" y=\"874.0\"/>\n </dmndi:DMNShape>\n <dmndi:DMNEdge dmnElementRef=\"_2f3951c1-e9d0-4f66-940b-21aea6bd6b6f\" id=\"_4e0f0b70-d31c-471c-bd52-5ca709ed362b_e1\">\n <di:waypoint x=\"227.0\" y=\"512.0\"/>\n <di:waypoint x=\"364.0\" y=\"392.0\"/>\n </dmndi:DMNEdge>\n <dmndi:DMNEdge dmnElementRef=\"a451ac15-800a-4021-bad0-7371ceaf77a8\" id=\"_4e0f0b70-d31c-471c-bd52-5ca709ed362b_e2\">\n <di:waypoint x=\"364.0\" y=\"331.0\"/>\n <di:waypoint x=\"471.0\" y=\"211.0\"/>\n </dmndi:DMNEdge>\n <dmndi:DMNEdge dmnElementRef=\"_35e8b3c9-f9bd-4667-ad8f-4f6e08ae83da\" id=\"_4e0f0b70-d31c-471c-bd52-5ca709ed362b_e3\">\n <di:waypoint x=\"578.0\" y=\"331.0\"/>\n <di:waypoint x=\"471.0\" y=\"211.0\"/>\n </dmndi:DMNEdge>\n <dmndi:DMNEdge dmnElementRef=\"ac7d9a3c-370a-413d-9e0f-6cb6aa1fb28c\" id=\"_4e0f0b70-d31c-471c-bd52-5ca709ed362b_e4\">\n <di:waypoint x=\"513.0\" y=\"512.0\"/>\n <di:waypoint x=\"578.0\" y=\"392.0\"/>\n </dmndi:DMNEdge>\n <dmndi:DMNEdge dmnElementRef=\"_53bb075b-376a-4062-b5c1-df7d3e5f55ca\" id=\"_4e0f0b70-d31c-471c-bd52-5ca709ed362b_e5\">\n <di:waypoint x=\"788.0\" y=\"512.0\"/>\n <di:waypoint x=\"578.0\" y=\"392.0\"/>\n </dmndi:DMNEdge>\n <dmndi:DMNEdge dmnElementRef=\"_12af3f79-ac6e-40df-8354-6a8f5a6e1d99\" id=\"_4e0f0b70-d31c-471c-bd52-5ca709ed362b_e6\">\n <di:waypoint x=\"238.0\" y=\"874.0\"/>\n <di:waypoint x=\"375.0\" y=\"754.0\"/>\n </dmndi:DMNEdge>\n <dmndi:DMNEdge dmnElementRef=\"_03407f4c-6cb9-41c4-96e5-5b55b16b2b9e\" id=\"_4e0f0b70-d31c-471c-bd52-5ca709ed362b_e7\">\n <di:waypoint x=\"513.0\" y=\"874.0\"/>\n <di:waypoint x=\"375.0\" y=\"754.0\"/>\n </dmndi:DMNEdge>\n <dmndi:DMNEdge dmnElementRef=\"_21c8cfce-c84b-44d4-a4b2-efa8753764ad\" id=\"_4e0f0b70-d31c-471c-bd52-5ca709ed362b_e8\">\n <di:waypoint x=\"1512.0\" y=\"874.0\"/>\n <di:waypoint x=\"1501.0\" y=\"754.0\"/>\n </dmndi:DMNEdge>\n <dmndi:DMNEdge dmnElementRef=\"a0a68746-9fcb-424d-82d8-a7ddfca8ef09\" id=\"_4e0f0b70-d31c-471c-bd52-5ca709ed362b_e9\">\n <di:waypoint x=\"513.0\" y=\"874.0\"/>\n <di:waypoint x=\"1501.0\" y=\"754.0\"/>\n </dmndi:DMNEdge>\n <dmndi:DMNEdge dmnElementRef=\"dba7ef7a-de7c-4ae4-b51d-380bb97a02b0\" id=\"_4e0f0b70-d31c-471c-bd52-5ca709ed362b_e10\">\n <di:waypoint x=\"1999.0\" y=\"874.0\"/>\n <di:waypoint x=\"1501.0\" y=\"754.0\"/>\n </dmndi:DMNEdge>\n <dmndi:DMNEdge dmnElementRef=\"_7c920d98-765e-46ea-bc60-b70ddff0b305\" id=\"_4e0f0b70-d31c-471c-bd52-5ca709ed362b_e11\">\n <di:waypoint x=\"513.0\" y=\"1055.0\"/>\n <di:waypoint x=\"513.0\" y=\"935.0\"/>\n </dmndi:DMNEdge>\n <dmndi:DMNEdge dmnElementRef=\"_5725eb58-4c7e-4eb6-81c9-26f2fcf2f11c\" id=\"_4e0f0b70-d31c-471c-bd52-5ca709ed362b_e12\">\n <di:waypoint x=\"726.0\" y=\"1055.0\"/>\n <di:waypoint x=\"513.0\" y=\"935.0\"/>\n </dmndi:DMNEdge>\n <dmndi:DMNEdge dmnElementRef=\"_27c5c77a-97f9-4bdb-8a1c-8882ef9a64a8\" id=\"_4e0f0b70-d31c-471c-bd52-5ca709ed362b_e13\">\n <di:waypoint x=\"1226.0\" y=\"693.0\"/>\n <di:waypoint x=\"788.0\" y=\"573.0\"/>\n </dmndi:DMNEdge>\n <dmndi:DMNEdge dmnElementRef=\"aff5f966-66f8-4d24-916f-ac328d4a4909\" id=\"_4e0f0b70-d31c-471c-bd52-5ca709ed362b_e14\">\n <di:waypoint x=\"990.0\" y=\"693.0\"/>\n <di:waypoint x=\"788.0\" y=\"573.0\"/>\n </dmndi:DMNEdge>\n <dmndi:DMNEdge dmnElementRef=\"b29e5047-4920-44a9-b4d6-e329e19cedff\" id=\"_4e0f0b70-d31c-471c-bd52-5ca709ed362b_e15\">\n <di:waypoint x=\"375.0\" y=\"693.0\"/>\n <di:waypoint x=\"788.0\" y=\"573.0\"/>\n </dmndi:DMNEdge>\n <dmndi:DMNEdge dmnElementRef=\"_7d3378c9-abb9-4920-b273-6c491ece8055\" id=\"_4e0f0b70-d31c-471c-bd52-5ca709ed362b_e16\">\n <di:waypoint x=\"1226.0\" y=\"693.0\"/>\n <di:waypoint x=\"1363.0\" y=\"573.0\"/>\n </dmndi:DMNEdge>\n <dmndi:DMNEdge dmnElementRef=\"_132b7582-01c9-4771-9aaa-5c7d094f31e3\" id=\"_4e0f0b70-d31c-471c-bd52-5ca709ed362b_e17\">\n <di:waypoint x=\"990.0\" y=\"693.0\"/>\n <di:waypoint x=\"1363.0\" y=\"573.0\"/>\n </dmndi:DMNEdge>\n <dmndi:DMNEdge dmnElementRef=\"d3db5abd-9b73-4954-bd1c-48cf4dbe01b5\" id=\"_4e0f0b70-d31c-471c-bd52-5ca709ed362b_e18\">\n <di:waypoint x=\"1501.0\" y=\"693.0\"/>\n <di:waypoint x=\"1363.0\" y=\"573.0\"/>\n </dmndi:DMNEdge>\n <dmndi:DMNEdge dmnElementRef=\"_9a6f8182-2db4-41cd-8f69-1feff21ae045\" id=\"_4e0f0b70-d31c-471c-bd52-5ca709ed362b_e19\">\n <di:waypoint x=\"799.0\" y=\"874.0\"/>\n <di:waypoint x=\"990.0\" y=\"754.0\"/>\n </dmndi:DMNEdge>\n <dmndi:DMNEdge dmnElementRef=\"d3d06d14-04cd-4139-96b7-b04fc496b7c1\" id=\"_4e0f0b70-d31c-471c-bd52-5ca709ed362b_e20\">\n <di:waypoint x=\"1012.0\" y=\"874.0\"/>\n <di:waypoint x=\"990.0\" y=\"754.0\"/>\n </dmndi:DMNEdge>\n <dmndi:DMNEdge dmnElementRef=\"c79f2249-a6d1-48a1-99ce-878d05f6ae0a\" id=\"_4e0f0b70-d31c-471c-bd52-5ca709ed362b_e21\">\n <di:waypoint x=\"1149.0\" y=\"512.0\"/>\n <di:waypoint x=\"1501.0\" y=\"392.0\"/>\n </dmndi:DMNEdge>\n <dmndi:DMNEdge dmnElementRef=\"_215e8649-6226-457c-83cc-1a3470dee477\" id=\"_4e0f0b70-d31c-471c-bd52-5ca709ed362b_e22\">\n <di:waypoint x=\"1363.0\" y=\"512.0\"/>\n <di:waypoint x=\"1501.0\" y=\"392.0\"/>\n </dmndi:DMNEdge>\n <dmndi:DMNEdge dmnElementRef=\"b6a62c51-d7e3-423b-b81b-f9d3c889cc7f\" id=\"_4e0f0b70-d31c-471c-bd52-5ca709ed362b_e23\">\n <di:waypoint x=\"1999.0\" y=\"874.0\"/>\n <di:waypoint x=\"1715.0\" y=\"754.0\"/>\n </dmndi:DMNEdge>\n <dmndi:DMNEdge dmnElementRef=\"f81697e3-1b34-4897-b68d-b68d78195d6d\" id=\"_4e0f0b70-d31c-471c-bd52-5ca709ed362b_e24\">\n <di:waypoint x=\"1786.0\" y=\"874.0\"/>\n <di:waypoint x=\"1715.0\" y=\"754.0\"/>\n </dmndi:DMNEdge>\n <dmndi:DMNEdge dmnElementRef=\"_4591a934-54c5-42ab-83ef-c9168f827a27\" id=\"_4e0f0b70-d31c-471c-bd52-5ca709ed362b_e25\">\n <di:waypoint x=\"1226.0\" y=\"874.0\"/>\n <di:waypoint x=\"1226.0\" y=\"754.0\"/>\n </dmndi:DMNEdge>\n <dmndi:DMNEdge dmnElementRef=\"_77738833-38e6-4520-8774-d907958edb38\" id=\"_4e0f0b70-d31c-471c-bd52-5ca709ed362b_e26\">\n <di:waypoint x=\"375.0\" y=\"693.0\"/>\n <di:waypoint x=\"364.0\" y=\"392.0\"/>\n </dmndi:DMNEdge>\n <dmndi:DMNEdge dmnElementRef=\"ea46179b-d396-4d3e-a199-f921defdca0b\" id=\"_4e0f0b70-d31c-471c-bd52-5ca709ed362b_e27\">\n <di:waypoint x=\"375.0\" y=\"693.0\"/>\n <di:waypoint x=\"578.0\" y=\"392.0\"/>\n </dmndi:DMNEdge>\n <dmndi:DMNEdge dmnElementRef=\"_1f8ee776-38ba-4d46-ba4a-e2b0068aa8fb\" id=\"_4e0f0b70-d31c-471c-bd52-5ca709ed362b_e28\">\n <di:waypoint x=\"726.0\" y=\"1055.0\"/>\n <di:waypoint x=\"578.0\" y=\"392.0\"/>\n </dmndi:DMNEdge>\n <dmndi:DMNEdge dmnElementRef=\"_7119c0fe-e8ac-4b5f-ab67-f31765d79676\" id=\"_4e0f0b70-d31c-471c-bd52-5ca709ed362b_e29\">\n <di:waypoint x=\"726.0\" y=\"1055.0\"/>\n <di:waypoint x=\"375.0\" y=\"754.0\"/>\n </dmndi:DMNEdge>\n <dmndi:DMNEdge dmnElementRef=\"_02016e20-0b48-429c-ba23-a9813586bf10\" id=\"_4e0f0b70-d31c-471c-bd52-5ca709ed362b_e30\">\n <di:waypoint x=\"726.0\" y=\"1055.0\"/>\n <di:waypoint x=\"1501.0\" y=\"754.0\"/>\n </dmndi:DMNEdge>\n <dmndi:DMNEdge dmnElementRef=\"ef6b94db-e806-40e5-8960-a65ecf47587a\" id=\"_4e0f0b70-d31c-471c-bd52-5ca709ed362b_e31\">\n <di:waypoint x=\"726.0\" y=\"1055.0\"/>\n <di:waypoint x=\"788.0\" y=\"573.0\"/>\n </dmndi:DMNEdge>\n <dmndi:DMNEdge dmnElementRef=\"e3214618-2e90-4898-890e-09a361a4a1eb\" id=\"_4e0f0b70-d31c-471c-bd52-5ca709ed362b_e32\">\n <di:waypoint x=\"726.0\" y=\"1055.0\"/>\n <di:waypoint x=\"1363.0\" y=\"573.0\"/>\n </dmndi:DMNEdge>\n <dmndi:DMNEdge dmnElementRef=\"a38af795-50e0-4933-9ab1-ed7323cb3134\" id=\"_4e0f0b70-d31c-471c-bd52-5ca709ed362b_e33\">\n <di:waypoint x=\"1501.0\" y=\"693.0\"/>\n <di:waypoint x=\"1501.0\" y=\"392.0\"/>\n </dmndi:DMNEdge>\n <dmndi:DMNEdge dmnElementRef=\"_3baca478-66f0-444d-a24d-795815b5b512\" id=\"_4e0f0b70-d31c-471c-bd52-5ca709ed362b_e34\">\n <di:waypoint x=\"1999.0\" y=\"874.0\"/>\n <di:waypoint x=\"1501.0\" y=\"392.0\"/>\n </dmndi:DMNEdge>\n <dmndi:DMNEdge dmnElementRef=\"_0b6591d9-ad65-49b4-8bf0-4917536f994d\" id=\"_4e0f0b70-d31c-471c-bd52-5ca709ed362b_e35\">\n <di:waypoint x=\"726.0\" y=\"1055.0\"/>\n <di:waypoint x=\"1715.0\" y=\"754.0\"/>\n </dmndi:DMNEdge>\n </dmndi:DMNDiagram>\n </dmndi:DMNDI>\n</definitions>";